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521 Cape Cod Ct, Smithville, MO 64089 Property Records

Clay County property record for 521 Cape Cod Ct, Smithville, MO 64089 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1995
Square Footage1,512 sqft Living Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$277,677 (2024)
Tax Bill$2,116.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-319-00-06-012.00
Alternative APNs
  • 0531900060120001
  • 5319000601200
  • 316362

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,512 sqft Living Area
Gross Area2,948 sqft Gross Area
1st Floor952 sqft 1st Floor
Basement Area952 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level Style
Exterior MaterialWood Siding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width189 ft x 22 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Deck Area160 sqft Deck
Patio Area160 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address521 CAPE COD CT
CitySMITHVILLE
StateMO
Zip64089-9602
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARBORVIEW 3RD PLAT S PT LT 58 BEG SW COR LT 58, NWLY22.81, NE189.75, S102.87, SW148.66 TO POB
Legal Range33W
Legal Township53N
Legal Section12
Legal SubdivisionHARBORVIEW 03
Legal Lot Number58
JurisdictionCLAY MO
Minor Civil DivisionPLATTE
Census Blockgroup1
Census Block1005
Census Tract22000

Owner

Source: Clay County records · APN 05-319-00-06-012.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address521 CAPE COD CT, SMITHVILLE, MO 64089-9602
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FLAT BRANCH HOME LOANS INC
Sep 21, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 13, 2024 · Amount on Record
Deed SaleMar 13, 2024 · Amount on Record
Prior SaleSep 21, 2020 · Amount on Record
Deed Doc Number20244939
Deed Book / Page9703 / 132
Prior Transfer DateOct 26, 2016
Prior Transfer Doc0000041305
Record RefreshedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateMar 13, 2024
Property Address521 CAPE COD CT, SMITHVILLE, MO 64089-9602
Document Number0000004939
Book / Page9703 / 132
Instrument DateMar 12, 2024
Instrument2024004939
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyPLATINUM TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 CAPE COD CT, SMITHVILLE, MO 64089-9602

Mortgage

Document Number0000004940
DateMar 13, 2024
Instrument2024004940
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateSep 21, 2020
Property Address521 CAPE COD CT, SMITHVILLE, MO 64089-9602
Document Number0000034642
Book / Page8805 / 95
Instrument DateSep 17, 2020
Instrument2020034642
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyCONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 CAPE COD CT, SMITHVILLE, MO 64089-9602

Mortgage

Document Number0000034643
DateSep 21, 2020
Instrument2020034643
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$33,690 (+14.9%)$177,316 (+14.91%)
2024$2,116.00 (+4.55%)
2023$2,024.00 (-1.56%)$29,320$154,315
2019$2,056.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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