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523 Cape Cod Ct, Smithville, MO 64089 Property Records

Clay County property record for 523 Cape Cod Ct, Smithville, MO 64089 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage1,316 sqft Living Area
Lot Size12,632 sqft (0.29 acres)
OccupancyOwner Occupied
Last Sale$287,280 (2025)
Tax Bill$3,022.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-319-00-06-012.01
Alternative APNs
  • 0531900060120101
  • 5319000601201
  • 242808

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,316 sqft Living Area
Gross Area2,752 sqft Gross Area
1st Floor952 sqft 1st Floor
Basement Area952 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleModern Style
Exterior MaterialWood Siding Exterior
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.29 acres)
Depth X Width189 ft x 21 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage
Deck Area160 sqft Deck
Patio Area160 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address523 CAPE COD CT
CitySMITHVILLE
StateMO
Zip64089-9602
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARBORVIEW 3RD PLAT N PT LT 58 BEG NE COR LT 58, S53.51, SW 189.75, NWLY21.02, NE159.92, E88.37 TO POB
Legal Range33W
Legal Township53N
Legal Section12
Legal SubdivisionHARBORVIEW 03
Legal Lot Number58
JurisdictionCLAY MO
Minor Civil DivisionPLATTE
Census Blockgroup1
Census Block1005
Census Tract22000

Owner

Source: Clay County records · APN 05-319-00-06-012.01

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address523 CAPE COD CT, SMITHVILLE, MO 64089-9602
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2025Warranty Deed, Transfer · Conventional Mortgage
ARVEST BANK
Jan 02, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 20, 2025 · Amount on Record
Deed SaleMar 20, 2025 · Amount on Record
Prior SaleDec 20, 2023
Deed Doc Number20256107
Deed Book / Page9901 / 139
Prior Transfer DateMar 16, 2023
Prior Transfer Doc0000006544
Record RefreshedSep 20, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateMar 20, 2025
Property Address523 CAPE COD CT, SMITHVILLE, MO 64089-9602
Document Number0000006107
Book / Page9901 / 139
Instrument DateMar 17, 2025
Instrument2025006107
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanySECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CAPE COD CT, SMITHVILLE, MO 64089-9602

Mortgage

Document Number0000006108
DateMar 20, 2025
Instrument2025006108
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address523 CAPE COD CT, SMITHVILLE, MO 64089-9602
Transaction TypeMortgage
Record UpdatedJan 10, 2024
Title CompanySECURITY FIRST TITLE, SECURITY 1ST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CAPE COD CT, SMITHVILLE, MO 64089-9602

Mortgage

Document Number0000000001
DateJan 02, 2024
Book Page9675/2
Instrument2024000001
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,022.00 (+40.56%)$42,470 (+36.38%)$223,526 (+36.38%)
2023$2,150.00 (+24.49%)$31,140$163,894
2019$1,727.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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