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518 Cape Cod Ct, Smithville, MO 64089 Property Records

Clay County property record for 518 Cape Cod Ct, Smithville, MO 64089 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,098 sqft · built 1995
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$193,382 (Mar 2024)
Tax Bill$2,397 (2025)
Deeds & MortgagesMar 2024 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-319-00-06-015.00

Property Details

APN / Parcel Number

Primary APN05-319-00-06-015.00
Alternative APNs
  • 0531900060150001
  • 5319000601500
  • 242811

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,098 sqft Living Area
Gross Area2,158 sqft
1st Floor Area1,098 sqft
Basement Area509 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions186 ft deep x 43 ft wide
Garage TypeAttached
Garage Area551 sqft
Parking Spaces2 Parking Spaces
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address518 CAPE COD CT
CitySMITHVILLE
StateMO
Zip64089-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBORVIEW 3RD PLAT NELY PT LT 55 BEG NE COR LT 55, SW43.36, NW 171.2, N25.62, SE186.61 TO POB
Legal Range33W
Legal Township53N
Legal Section12
Legal SubdivisionHARBORVIEW 03
Legal Lot Number55
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group1
Census Block1005
Census Tract22000

Owner

Source: Clay County records · APN 05-319-00-06-015.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address518 CAPE COD CT, SMITHVILLE, MO 64089-9602
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Warranty Deed, Transfer · FHA Mortgage
CLICK N CLOSE INC
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Mar 16, 2021Warranty Deed, Transfer
ALPHA TITLE GUARANTY INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Prior SaleMar 16, 2021 · Amount on Record
Deed Document Number20244072
Deed Book / Page9698 / 46
Prior Transfer DateApr 14, 2021
Prior Transfer Doc0000015925
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateMar 01, 2024
Property Address518 CAPE COD CT, SMITHVILLE, MO 64089-9602
Document Number0000004072
Book / Page9698 / 46
Instrument DateFeb 29, 2024
Instrument2024004072
Transaction TypeTransfer
Record UpdatedMar 11, 2024
Title CompanyLAKESIDE TITLE, LAKESIDE TITLE LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 CAPE COD CT, SMITHVILLE, MO 64089-9602

Mortgage

Document Number0000004073
DateMar 01, 2024
Instrument2024004073
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address518 CAPE COD CT, SMITHVILLE, MO 64089-9602
Transaction TypeMortgage
Record UpdatedNov 07, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011489
DateMar 17, 2021
Book Page8995/68
Instrument2021011489
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateMar 16, 2021
Property Address518 CAPE COD CT, SMITHVILLE, MO 64089-9602
Document Number0000011079
Book / Page8992 / 89
Instrument DateMar 09, 2021
Instrument2021011079
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanyALPHA TITLE GUARANTY INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 CAPE COD CT, SMITHVILLE, MO 64089-9602

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,397.00 (+15.74%)$33,690 (+17.43%)$177,316 (+17.43%)
2024$2,071.00 (+4.54%)
2023$1,981.00 (+23.97%)$28,690$151,000
2019$1,598.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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