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5232 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5232 Hammock Cir, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage2,317 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
GarageAttached, 528 sqft
Last Sale$505,000 (2021)
Tax Bill$7,572.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-25-31-3325-0001-0160
Alternative APNs
  • 253105332500010160
  • 89794

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,317 sqft Living Area
Gross Area3,241 sqft Gross Area
1st Floor2,317 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Depth X Width115 ft x 95 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area450 sqft Pool
Deck Area670 sqft Deck
Porch Area396 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5232 HAMMOCK CIR
CitySAINT CLOUD
StateFL
Zip34771-8763
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE PB 7 PG 174 LOT 16
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3325
Legal Block160
Legal Lot Number16
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 05-25-31-3325-0001-0160

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2133 STORY AVE, BRONX, NY 10473-1315
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 18, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Jun 18, 2019Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Jun 06, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2021 · Amount on Record
Deed SaleJun 17, 2021 · Amount on Record
Prior SaleJun 06, 2017 · Amount on Record
Deed Doc Number202194300
Deed Book / Page5982 / 2637
Record RefreshedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2021
Property Address5232 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763
Document Number0059822637
Book / Page5982 / 2637
Map ReferenceMB 7 PG 174
Instrument DateJun 15, 2021
Instrument2021094300
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4373 FANNY BASS LN, SAINT CLOUD, FL 34772-7404

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5232 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763

Mortgage

Document Number0059822639
DateJun 17, 2021
Instrument5982/2639
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5232 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763
Document Number0055590021
Instrument DateJun 18, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5232 HAMMOCK CIR ST CLOUD FL 347718763, ST CLOUD, FL 34771-8763

Mortgage

Document Number0055590021
DateJul 18, 2019
Book Page005559/000021
Instrument92646
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2049

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5232 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763
Document Number0055590014
Instrument DateJun 18, 2019
Transaction TypeMortgage
Record UpdatedJul 30, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5232 HAMMOCK CIR ST CLOUD FL 347718763, ST CLOUD, FL 34771-8763

Mortgage

Document Number0055590014
DateJul 18, 2019
Book Page005559/000014
Instrument92645
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressFISHERS, IN 46037
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 06, 2017
Property Address5232 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763
Document Number0051591341
Book / Page5159 / 1341
Map ReferenceMB7 PG174
Instrument DateJun 02, 2017
Instrument2017082100
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2320 SHOMA LN, 2320, ROYAL PALM BEACH, FL 33414-4344

Transferred To (Grantee/Buyer)

NameVerified Name
Address5232 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763

Mortgage

Document Number0051591343
DateJun 06, 2017
Instrument5159/1343
Lender
NameVAN DYK MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,660.00 (+1.16%)$478,100 (+3.89%) Land $95,000 Building $383,100$478,100 (+3.89%) Land $95,000 Building $383,100
2024$7,572.00 (+6.95%)
2023$7,080.00 (+13.39%)$460,200 (+17.91%) Land $95,000 Building $365,200$460,200 (+17.91%) Land $95,000 Building $365,200
2022$6,244.00$390,300 Land $75,000 Building $315,300$390,300 Land $75,000 Building $315,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire LikelihoodAbout 1 in 575 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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