5228 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5228 Hammock Cir, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,926 sqft Living Area
Lot Size	10,977 sqft (0.252 acres)
Garage	Attached, 420 sqft
Last Sale	$370,000 (2006)
Tax Bill	$3,202.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`05-25-31-3325-0001-0180`
Alternative APNs	`253105332500010180` `89796`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,926 sqft Living Area
Gross Area	2,504 sqft Gross Area
1st Floor	1,926 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,977 sqft (0.252 acres)
Depth X Width	145 ft x 73 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	26 sqft Pool
Deck Area	418 sqft Deck
Porch Area	214 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	5228 HAMMOCK CIR
City	SAINT CLOUD
State	FL
Zip	34771-8763
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 7 PG 174 LOT 18
Legal Range	31E
Legal Township	25S
Legal Section	05
Legal Subdivision	HAMMOCK POINTE
Legal Tract	3325
Legal Block	180
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records · APN 05-25-31-3325-0001-0180

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	315 BIRKSHIRE PL, GALLATIN, TN 37066-6746
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2006 · Amount on Record
Deed Sale	Apr 12, 2006 · Amount on Record
Prior Sale	Jul 03, 2002 · Amount on Record
Deed Doc Number	200697419
Deed Book / Page	3123 / 2280
Last Transfer Date	Sep 10, 2025
Transfer Doc	0068480394
Record Refreshed	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 12, 2025
Property Address	5228 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763
Document Number	0068480394
Book / Page	6848 / 394
Map Reference	MB 7 PG 174
Instrument Date	Sep 10, 2025
Instrument	2025113269
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5228 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	315 BIRKSHIRE PL, GALLATIN, TN 37066-6746

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,381.00 (+5.59%)	$216,922 (+2.9%)	$387,100 (-2.79%) Land $95,000 Building $292,100
2024	$3,202.00 (+2.3%) Homeowner's exemption	$210,809 (+3%)	$398,200 (+6.44%) Land $95,000 Building $303,200
2023	$3,130.00 (+5.85%) Homeowner's exemption	$204,669 (+3%)	$374,100 (+18.46%) Land $95,000 Building $279,100
2022	$2,957.00 Homeowner's exemption	$198,708	$315,800 Land $75,000 Building $240,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.