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5229 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5229 Hammock Cir, Saint Cloud, FL 34771 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1994
Square Footage2,027 sqft Living Area
Lot Size10,846 sqft (0.249 acres)
OccupancyOwner Occupied
Last Sale$530,000 (2026)
Tax Bill$3,342.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-25-31-3325-0001-0440
Alternative APNs
  • 253105332500010440
  • 89822

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,027 sqft Living Area
Gross Area2,981 sqft Gross Area
1st Floor2,027 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,846 sqft (0.249 acres)
Depth X Width118 ft x 95 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area288 sqft Pool
Deck Area605 sqft Deck
Porch Area426 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5229 HAMMOCK CIR
CitySAINT CLOUD
StateFL
Zip34771-8766
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE PB 7 PG 174 LOT 44
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3325
Legal Block440
Legal Lot Number44
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43600

Owner

Source: Osceola County records · APN 05-25-31-3325-0001-0440

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4501 BELKIN CT, ORLANDO, FL 32814-6005
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Warranty Deed, Transfer
CLOSING TITLE, CLOSING CITY
Dec 16, 2025Warranty Deed, Transfer
UNKNOWN, INFINITE TITLE LLC
Dec 15, 2025Warranty Deed, Transfer
UNKNOWN, INFINITE TITLE LLC
Jan 06, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 06, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 03, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 22, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleDec 16, 2025 · Amount on Record
Deed Doc Number202683414
Deed Book / Page6993 / 1768
Prior Transfer DateDec 30, 2021
Prior Transfer Doc0061231557
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 25, 2026
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0000083414
Book / Page6993 / 1768
Instrument DateJun 23, 2026
Instrument202683414
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyCLOSING TITLE, CLOSING CITY

Transaction

AmountAmount Recorded
Tax$374,710.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4501 BELKIN CT, ORLANDO, FL 32814-6005

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 16, 2025
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0068940683
Book / Page6894 / 683
Map ReferenceMB 7 PG 174
Instrument DateDec 12, 2025
Instrument2025153347
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyUNKNOWN, INFINITE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,719.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2699 LEE RD STE 110, 110, WINTER PARK, FL 32789-1738

Transferred To (Grantee/Buyer)

NameVerified Name
Address13518 PARKFIELD WAY, WINTER GARDEN, FL 34787-8620

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 15, 2025
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0068932182
Book / Page6893 / 2182
Map ReferenceMB 7 PG 174
Instrument DateDec 12, 2025
Instrument2025152797
Transaction TypeTransfer
Record UpdatedDec 29, 2025
Title CompanyUNKNOWN, INFINITE TITLE LLC

Transaction

AmountAmount Recorded
Tax$2,625.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address104 BISHOPS GATE LN, DOYLESTOWN, PA 18901-2481

Transferred To (Grantee/Buyer)

NameVerified Name
Address2699 LEE RD STE 110, 110, WINTER PARK, FL 32789-1738
InvestorPossibly a Property Investor

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 06, 2022
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0061231557
Book / Page6123 / 1557
Map ReferenceMB 7 PG 174
Instrument DateDec 30, 2021
Instrument2022003002
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766

Mortgage

Document Number0061231560
DateJan 06, 2022
Instrument6123/1560
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 06, 2022
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0061231582
Book / Page6123 / 1582
Map ReferenceMB 7 PG 174
Instrument DateDec 30, 2021
Instrument2022003004
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054581000
DateJan 03, 2019
Book Page5458/1000
Instrument2019000967
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056631090
DateJan 24, 2020
Book Page5663/1090
Instrument2020012045
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 13, 2020
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0057061476
Book / Page005706 / 001476
Instrument DateMar 02, 2020
Instrument49475
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5229 HAMMOCK CIR ST CLOUD FL 347718766, ST CLOUD, FL 34771-8766

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 22, 2019
Property Address5229 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0055592415
Book / Page005559 / 002415
Instrument DateJul 19, 2019
Instrument93423
Transaction TypeTransfer
Record UpdatedAug 01, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,975.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5219 HAMMOCK POINTE CT ST CLOUD FL 347718798, ST CLOUD, FL 34771-8798

Mortgage

Document Number55592417
DateJul 22, 2019
Book Page005559/002417
Instrument93424
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 21, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,342.00 (+5.69%) Homeowner's exemption Widower's exemption$219,130 (+5.99%)$397,100 (+3.68%) Land $95,000 Building $302,100
2024$3,162.00 (+2.36%)
2023$3,089.00 (+3.73%) Homeowner's exemption Widower's exemption$206,753 (+3%)$383,000 (+18.39%) Land $95,000 Building $288,000
2022$2,978.00 Homeowner's exemption Widower's exemption$200,732$323,500 Land $75,000 Building $248,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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