5226 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5226 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,121 sqft · built 2002
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$354,900 (Mar 2007)
Tax Bill	$6,853 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`89797`

Property Details

APN / Parcel Number

Primary APN	`89797`
Alternative APN	`052531332500010190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,121 sqft Heated Area
Gross Area	2,854 sqft
1st Floor Area	2,121 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	135 ft deep x 96 ft wide
Garage Type	Finished
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	41 sqft
Porch	Open Porch
Porch Area	293 sqft
Deck Area	623 sqft
Patio Area	54 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	89797
Street Address	5226 HAMMOCK CIR
City	SAINT CLOUD
State	FL
Zip	34771-8763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE PB 7 PG 174 LOT 19
Legal Range	31E
Legal Township	25S
Legal Section	05
Legal Subdivision	HAMMOCK POINTE
Legal Tract	3325
Legal Block	1
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records · APN 89797

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5226 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2007 · Amount on Record
Deed Sale	Mar 26, 2007 · Amount on Record
Prior Sale	May 19, 2005 · Amount on Record
Deed Document Number	2007059690
Deed Book / Page	3441 / 0646
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5226 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5226 HAMMOCK CIR, SAINT CLOUD, FL 34771-8763

Mortgage

Document Number	0059370082
Date	Apr 16, 2021
Book Page	5937/82
Instrument	2021057735

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,853.00 (+12.79%)	$426,700 (+3.67%) Land $95,000 Building $331,700	$426,700 (+3.67%) Land $95,000 Building $331,700
2023	$6,076.00 (+13.46%)	$411,600 (+17.84%) Land $95,000 Building $316,600	$411,600 (+17.84%) Land $95,000 Building $316,600
2022	$5,355.00	$349,300 Land $75,000 Building $274,300	$349,300 Land $75,000 Building $274,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,351 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.