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5235 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5235 Hammock Cir, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,232 sqft · built 1994
Lot Size0.23 acres (10,018 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Sep 2017)
Tax Bill$4,656 (2025)
Deeds & MortgagesMar 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-25-31-3325-0001-0420

Property Details

APN / Parcel Number

Primary APN05-25-31-3325-0001-0420
Alternative APNs
  • 253105332500010420
  • 89820

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,232 sqft Living Area
Gross Area3,150 sqft
1st Floor Area2,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,018 sqft (0.23 acres)
Lot Dimensions118 ft deep x 85 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area28 sqft
PorchFinished/Open Porch
Porch Area456 sqft
Deck Area656 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5235 HAMMOCK CIR
CitySAINT CLOUD
StateFL
Zip34771-8766
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE PB 7 PG 174 LOT 42
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3325
Legal Block1
Legal Lot Number42
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1020
Census Tract43600

Owner

Source: Osceola County records · APN 05-25-31-3325-0001-0420

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5235 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Sep 13, 2017Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 13, 2017 · Amount on Record
Deed SaleSep 13, 2017 · Amount on Record
Prior SaleAug 21, 2013 · Amount on Record
Deed Document Number2017129616
Deed Book / Page5207 / 200
Prior Transfer DateMar 26, 2007
Prior Transfer Doc0034522166
Record UpdatedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5235 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyVANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056981734
DateMar 26, 2020
Book Page5698/1734
Instrument2020042799
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 13, 2017
Property Address5235 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0052070200
Book / Page5207 / 0200
Map ReferenceMB7 PG174
Instrument DateAug 30, 2017
Instrument2017129616
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIDELITY NATL TITLE FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9332 NORTHLAKE PKWY, 9332, ORLANDO, FL 32827-5736

Transferred To (Grantee/Buyer)

NameVerified Name
Address5235 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766

Mortgage

Document Number0052070202
DateSep 13, 2017
Instrument5207/0202
Lender
NamePEOPLES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,656.00 (+4.94%) Homeowner's exemption$306,995 (+5.99%)$450,900 (+3.75%) Land $95,000 Building $355,900
2024$4,437.00 (+2.19%)
2023$4,342.00 (+5.24%) Homeowner's exemption$289,655 (+3%)$434,600 (+17.65%) Land $95,000 Building $339,600
2022$4,126.00 Homeowner's exemption$281,219$369,400 Land $75,000 Building $294,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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