5232 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5232 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2018)
Tax Bill	$3,155 (2026)
Deeds & Mortgages	Dec 2020 Refinance Aug 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`41534`

Property Details

APN / Parcel Number

Primary APN	`41534`

Exterior

Lot Area	435,600 sqft (10 acres)

Location & Zoning

Street Address	5232 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	NEST, LOT 3
Legal Subdivision	PLAT: PB26 32
Legal Lot Number	3
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4004
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 MOSS AVE, SEAFORD, VA 23696-2353
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Aug 1, 2018	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2018 · Amount on Record
Deed Sale	Aug 1, 2018 · Amount on Record
Deed Document Number	20183383
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5232 GUM FORK RD, GLOUCESTER, VA 23061-3542
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMERICAN HOME TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200006750
Date	Dec 7, 2020
Instrument	200006750

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 1, 2018
Property Address	5232 GUM FORK RD, GLOUCESTER, VA 23061-3542
Document Number	0180003383
Instrument Date	Jul 24, 2018
Instrument	180003383
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 MOSS AVE, SEAFORD, VA 23696-2353

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,155.00 (+12.12%)	$541,120 (+18.04%) Land $88,380 Building $452,740	$541,120 (+18.04%) Land $88,380 Building $452,740
2025	$2,814.00 (+5.31%)	$458,430 (-) Land $84,780 Building $373,650	$458,430 (-) Land $84,780 Building $373,650
2024	$2,672.00	$458,430 (-) Land $84,780 Building $373,650	$458,430 (-) Land $84,780 Building $373,650
2023	$2,672.00 (-3.4%)	$458,430 (+20.13%) Land $84,780 Building $373,650	$458,430 (+20.13%) Land $84,780 Building $373,650
2022	$2,766.00	$381,600 Land $97,650 Building $283,950	$381,600 Land $97,650 Building $283,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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