5171 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5171 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,923 sqft · built 1930
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,142 (2026)
Deeds & Mortgages	Feb 2021 Refinance Dec 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`24919`

Property Details

APN / Parcel Number

Primary APN	`24919`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	480 sqft
Basement Area	374 sqft
Unfinished Basement	374 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Porch	Slab
Deck Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5171 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	GUM FORK
Legal Subdivision	PLAT: PB22 417
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4000
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5171 GUM FORK RD, GLOUCESTER, VA 23061-3541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN SECURITY MORTGAGE CORP
Dec 6, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LENDER SELECT MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5171 GUM FORK RD, GLOUCESTER, VA 23061-3541
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000882
Date	Feb 1, 2021
Instrument	210000882

Lender

Name	AMERICAN SECURITY MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5171 GUM FORK RD, GLOUCESTER, VA 23061-3541
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005807
Date	Dec 6, 2017
Instrument	170005807

Lender

Name	LENDER SELECT MORTGAGE GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,142.00 (+9.78%)	$538,850 (+15.6%) Land $86,550 Building $452,300	$538,850 (+15.6%) Land $86,550 Building $452,300
2025	$2,862.00 (+5.34%)	$466,140 (-) Land $81,750 Building $384,390	$466,140 (-) Land $81,750 Building $384,390
2024	$2,717.00	$466,140 (-) Land $81,750 Building $384,390	$466,140 (-) Land $81,750 Building $384,390
2023	$2,717.00 (+2.64%)	$466,140 (+27.64%) Land $81,750 Building $384,390	$466,140 (+27.64%) Land $81,750 Building $384,390
2022	$2,647.00	$365,190 Land $103,500 Building $261,690	$365,190 Land $103,500 Building $261,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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