5280 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5280 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,088 sqft · built 2007
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$367,000 (Jul 2007)
Tax Bill$2,848 (2026)
Deeds & MortgagesSep 2021 Refinance
Flood ZoneZone X (minimal risk)
APN42234

Property Details

APN / Parcel Number

Primary APN42234

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,088 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area87,120 sqft (2 acres)
Garage Area308 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address5280 GUM FORK RD
CityGLOUCESTER
StateVA
Zip23061-3542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSC-1
Legal DescriptionNEST, LOT 2
Legal SubdivisionPLAT: PB25 548
Legal Lot Number2
JurisdictionGLOUCESTER VA
Township / Civil DivisionABINGDON
Census Block Group4
Census Block4004
Census Tract100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5280 GUM FORK RD, GLOUCESTER, VA 23061-3542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2007 · Amount on Record
Deed SaleJul 19, 2007 · Amount on Record
Deed Document Number20075472
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER VA
Property Address5280 GUM FORK RD, GLOUCESTER, VA 23061-3542
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210006614
DateSep 15, 2021
Instrument210006614
Lender
NameWELLS FARGO BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Rate2.88%

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,848.00 (+5.76%)$488,480 (+11.36%) Land $70,450 Building $418,030$488,480 (+11.36%) Land $70,450 Building $418,030
2025$2,693.00 (+5.32%)$438,640 (-) Land $66,250 Building $372,390$438,640 (-) Land $66,250 Building $372,390
2024$2,557.00$438,640 (-) Land $66,250 Building $372,390$438,640 (-) Land $66,250 Building $372,390
2023$2,557.00 (+1.55%)$438,640 (+26.29%) Land $66,250 Building $372,390$438,640 (+26.29%) Land $66,250 Building $372,390
2022$2,518.00$347,330 Land $51,750 Building $295,580$347,330 Land $51,750 Building $295,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gum Fork Rd

Nearby Streets

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