5230 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5230 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 2015
Lot Size	5.12 acres (223,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$439,900 (Apr 2023)
Tax Bill	$2,601 (2026)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2024 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`42995`

Property Details

APN / Parcel Number

Primary APN	`42995`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	223,027 sqft (5.12 acres)
Porch	Slab
Deck Area	40 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	5230 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	NEST, PARCEL B
Legal Subdivision	PLAT: PB26 32
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4004
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Apr 12, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
May 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOWER
Mar 26, 2021	Gift Deed, Transfer
Nov 16, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	20231370
Prior Transfer Date	Mar 11, 2021
Prior Transfer Doc	0000002183
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542

Mortgage

Document Number	0250003791
Date	Sep 11, 2025
Instrument	250003791

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jun 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001322
Date	Apr 16, 2024
Instrument	240001322

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 12, 2023
Property Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542
Document Number	0230001370
Instrument Date	Apr 4, 2023
Instrument	230001370
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542

Mortgage

Document Number	0230001371
Date	Apr 12, 2023
Instrument	230001371

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003654
Date	May 20, 2021
Instrument	210003654

Lender

Name	LOWER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	358 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.63%

March 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 26, 2021
Property Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542
Document Number	0210002183
Instrument Date	Mar 11, 2021
Instrument	210002183
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Nov 16, 2018
Property Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542
Document Number	180005069
Instrument Date	Nov 2, 2018
Instrument	180005069
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5230 GUM FORK RD, GLOUCESTER, VA 23061-3542

Mortgage

Document Number	180005070
Date	Nov 16, 2018
Instrument	180005070

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,601.00 (+5.43%)	$446,120 (+11%) Land $77,390 Building $368,730	$446,120 (+11%) Land $77,390 Building $368,730
2025	$2,467.00 (+5.29%)	$401,910 (-) Land $69,390 Building $332,520	$401,910 (-) Land $69,390 Building $332,520
2024	$2,343.00 (+89.26%)	$401,910 (-) Land $69,390 Building $332,520	$401,910 (-) Land $69,390 Building $332,520
2023	$1,238.00 (-43.96%)	$401,910 (+31.86%) Land $69,390 Building $332,520	$401,910 (+31.86%) Land $69,390 Building $332,520
2022	$2,209.00	$304,790 Land $72,810 Building $231,980	$304,790 Land $72,810 Building $231,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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