5306 Gum Fork Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 5306 Gum Fork Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 2006
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Aug 2017)
Tax Bill	$2,147 (2026)
Deeds & Mortgages	Mar 2020 Second Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42233`

Property Details

APN / Parcel Number

Primary APN	`42233`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Area	396 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5306 GUM FORK RD
City	GLOUCESTER
State	VA
Zip	23061-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	NEST, LOT 1
Legal Subdivision	PLAT: PB25 928
Legal Lot Number	1
Jurisdiction	GLOUCESTER VA
Township / Civil Division	ABINGDON
Census Block Group	4
Census Block	4004
Census Tract	100302

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5306 GUM FORK RD, GLOUCESTER, VA 23061-3543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Jan 29, 2007 · Amount on Record
Deed Document Number	20174184
Prior Transfer Date	Oct 15, 2009
Prior Transfer Doc	0000007639
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5306 GUM FORK RD, GLOUCESTER, VA 23061-3543
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200001132
Date	Mar 10, 2020
Instrument	200001132

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 1, 2040

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 31, 2017
Property Address	5306 GUM FORK RD, GLOUCESTER, VA 23061-3543
Document Number	170004184
Instrument Date	Aug 29, 2017
Instrument	170004184
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5306 GUM FORK RD, GLOUCESTER, VA 23061-3543

Mortgage

Document Number	170004185
Date	Aug 31, 2017
Instrument	170004185

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,147.00 (+6.82%)	$368,240 (+12.45%) Land $70,450 Building $297,790	$368,240 (+12.45%) Land $70,450 Building $297,790
2025	$2,010.00 (+5.29%)	$327,470 (-) Land $66,250 Building $261,220	$327,470 (-) Land $66,250 Building $261,220
2024	$1,909.00 (+3.41%)	$327,470 (+3.37%) Land $66,250 Building $261,220	$327,470 (+3.37%) Land $66,250 Building $261,220
2023	$1,846.00 (+3.07%)	$316,800 (+28.24%) Land $66,250 Building $250,550	$316,800 (+28.24%) Land $66,250 Building $250,550
2022	$1,791.00	$247,040 Land $51,750 Building $195,290	$247,040 Land $51,750 Building $195,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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