Harford County property record for 523 Potomac Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,548 sqft Total Area |
| Lot Size | 9,931 sqft (0.228 acres) |
| Garage | Mixed, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $399,990 (2018) |
| Tax Bill | $2,254.00 (2025) |
| Primary APN | 01-381458 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,548 sqft Total Area |
| Basement Area | 828 sqft Basement |
| Finished Basement | 828 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,931 sqft (0.228 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 440 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 381458 |
|---|---|
| Street Address | 523 POTOMAC RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4825 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 34 9931 SF 523 POTOMAC ROAD ROGERS FORD PT 141/17 |
| Legal Subdivision | PLAT 6 ROGERS FORD |
| Legal Lot Number | 34 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-381458
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Unknown PEOPLES BANK |
| Aug 05, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 28, 2018 | Deed, Transfer · Adjustable Rate Mortgage (ARM) NVR MORTGAGE FINANCE INC |
| Sep 15, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2018 · Amount on Record |
| Deed Sale | Jun 28, 2018 · Amount on Record |
| Prior Sale | Sep 15, 2017 · Amount on Record |
| Deed Book / Page | 12885 / 399 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2024 |
| Name | Verified Name |
|---|---|
| Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0161530428 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 16153/428 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | PARKTON, MD 21120 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0149420374 |
|---|---|
| Date | Aug 05, 2021 |
| Book Page | 14942/374 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0154110003 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 15411/3 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 28, 2018 |
| Property Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0128850399 |
| Book / Page | 12885 / 0399 |
| Map Reference | MB141 PL17 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,699.85 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0012885404 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 12885/404 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Oct 01, 2023 |
| Change Frequency | Annually |
| Margin | 2 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 15, 2017 |
| Property Address | 523 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0125120276 |
| Book / Page | 012512 / 000276 |
| Instrument Date | Sep 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $97.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,500 (+20.45%) Land $112,200 Building $387,300 | $499,500 (+20.45%) Land $112,200 Building $387,300 | |
| 2025 | $2,254.00 (-49.55%) Homeowner's exemption | ||
| 2023 | $414,700 Land $112,200 Building $302,500 | $414,700 Land $112,200 Building $302,500 | |
| 2022 | $4,468.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 9% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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