521 Potomac Rd, Joppa, MD 21085 Property Records

Harford County property record for 521 Potomac Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage3,250 sqft Total Area
Lot Size9,104 sqft (0.209 acres)
GarageMixed, 440 sqft
OccupancyOwner Occupied
Last Sale$460,000 (2017)
Tax Bill$5,134.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-381431
Alternative APN
  • 381431

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area3,250 sqft Total Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area9,104 sqft (0.209 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area440 sqft Garage
Porch Area140 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number381431
Street Address521 POTOMAC RD
CityJOPPA
StateMD
Zip21085-4825
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 33 9104 SF 521 POTOMAC ROAD ROGERS FORD PT 141/17
Legal SubdivisionPLAT SIX ROGERS FORD
Legal Lot Number33
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup3
Census Block3002
Census Tract301301

Owner

Source: Harford County records · APN 01-381431

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 POTOMAC RD, JOPPA, MD 21085-4825
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 21, 2017Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Sep 08, 2017Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 21, 2017 · Amount on Record
Deed SaleDec 21, 2017 · Amount on Record
Prior SaleSep 08, 2017 · Amount on Record
Deed Doc Number201712648-0306
Deed Book / Page12648 / 306
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address521 POTOMAC RD, JOPPA, MD 21085-4825
Transaction TypeMortgage
Record UpdatedMay 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146580188
DateApr 13, 2021
Book Page14658/188
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2041

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateDec 21, 2017
Property Address521 POTOMAC RD, JOPPA, MD 21085-4825
Document Number0126480306
Book / Page12648 / 0306
Map ReferenceMB141 PL17
Instrument DateNov 30, 2017
Instrument12648-0306
Transaction TypeTransfer
Record UpdatedAug 03, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 POTOMAC RD, JOPPA, MD 21085-4825

Mortgage

Document Number126480313
DateDec 21, 2017
Instrument12648-0313
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateSep 08, 2017
Property Address521 POTOMAC RD, JOPPA, MD 21085-4825
Document Number0125030374
Book / Page012503 / 000374
Instrument DateAug 29, 2017
Transaction TypeTransfer
Record UpdatedSep 18, 2017
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount Recorded
Tax$97.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$541,800 (+20.99%) Land $112,200 Building $429,600$541,800 (+20.99%) Land $112,200 Building $429,600
2025$5,134.00 (+6.45%) Homeowner's exemption
2023$447,800 Land $112,200 Building $335,600$447,800 Land $112,200 Building $335,600
2022$4,823.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 9% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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