Harford County property record for 515 Potomac Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 2018 |
| Square Footage | 3,250 sqft Total Area |
| Lot Size | 7,492 sqft (0.172 acres) |
| Garage | Mixed, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $482,320 (2018) |
| Primary APN | 01-381237 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,250 sqft Total Area |
| Basement Area | 1,155 sqft Basement |
| Finished Basement | 1,155 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,492 sqft (0.172 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 302 sqft Deck |
| Porch Area | 140 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 381237 |
|---|---|
| Street Address | 515 POTOMAC RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4825 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 30 7492 SF 515 POTOMAC ROAD ROGERS FORD PT 141/16 |
| Legal Subdivision | PLAT FIVE ROGERS FORD |
| Legal Lot Number | 30 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-381237
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 POTOMAC RD, JOPPA, MD 21085-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 30, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| Feb 22, 2019 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC |
| May 18, 2018 | Deed, Transfer · Veterans Administration Mortgage NVR MORTGAGE FINANCE INC |
| Sep 19, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 18, 2018 · Amount on Record |
| Deed Sale | May 18, 2018 · Amount on Record |
| Prior Sale | Sep 19, 2017 · Amount on Record |
| Deed Book / Page | 12824 / 221 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 515 POTOMAC RD, JOPPA, MD 21085-4825 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0152550122 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 15255/122 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 515 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0136650145 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 515 POTOMAC RD JOPPA MD 210854825, JOPPA, MD 21085-4825 |
| Document Number | 0136650145 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 013665/000145 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 515 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0131630151 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 515 POTOMAC RD JOPPA MD 210854825, JOPPA, MD 21085-4825 |
| Document Number | 0131630151 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 013163/000151 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 21, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 18, 2018 |
| Property Address | 515 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0128240221 |
| Book / Page | 12824 / 0221 |
| Map Reference | MB141 POL16 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,728.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 515 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0012824228 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 12824/228 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 19, 2017 |
| Property Address | 515 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0125180231 |
| Book / Page | 012518 / 000231 |
| Instrument Date | Sep 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $97.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $605,200 (+22.91%) Land $112,000 Building $493,200 | $605,200 (+22.91%) Land $112,000 Building $493,200 |
| 2023 | $492,400 Land $112,000 Building $380,400 | $492,400 Land $112,000 Building $380,400 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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