Harford County property record for 525 Potomac Rd, Joppa, MD 21085 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,250 sqft · built 2017 |
| Lot Size | 0.187 acres (8,145 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $467,530 (Nov 2017) |
| Tax Bill | $5,524 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-381466 |
| Primary APN | 01-381466 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 3,250 sqft Total Area |
| Basement Area | 1,000 sqft Basement |
| Finished Basement | 1,000 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,145 sqft (0.187 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed |
| Garage Area | 400 sqft Garage |
| Deck Area | 196 sqft Deck |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 381466 |
|---|---|
| Street Address | 525 POTOMAC RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 8145 SF 525 POTOMAC ROAD ROGERS FORD PT 141/17 |
| Legal Subdivision | REVISED FINAL PLAT SIX-ROGERS FORD |
| Legal Lot Number | 35 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 301301 |
Source: Harford County records · APN 01-381466
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 525 POTOMAC RD, JOPPA, MD 21085-4825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jan 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 24, 2020 | Loan Modification, Mortgage · Conventional with PMI FLAGSTAR BK |
| Nov 01, 2017 | Deed, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Jul 24, 2017 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2017 · Amount on Record |
| Deed Sale | Nov 01, 2017 · Amount on Record |
| Deed Document Number | 201712581-0112 |
| Deed Book / Page | 12581 / 112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 525 POTOMAC RD, JOPPA, MD 21085-4825 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 525 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0152470399 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 15247/399 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 525 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0137800501 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 525 POTOMAC RD JOPPA MD 210854825, JOPPA, MD 21085-4825 |
| Document Number | 0137800501 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 013780/000501 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 525 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0137800490 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 525 POTOMAC RD JOPPA MD 210854825, JOPPA, MD 21085-4825 |
| Document Number | 0137800490 |
|---|---|
| Date | Apr 07, 2020 |
| Book Page | 013780/000490 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | FARMERS BRANCH, TX 75234 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2050 |
| Rate | 4% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 01, 2017 |
| Property Address | 525 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0125810112 |
| Book / Page | 12581 / 0112 |
| Map Reference | MB141 PL17 |
| Instrument Date | Oct 18, 2017 |
| Instrument | 12581-0112 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,712.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8019 CORPORATE DR, 8019, NOTTINGHAM, MD 21236-4917 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 525 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 125810117 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 12581-0117 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 24, 2017 |
| Property Address | 525 POTOMAC RD, JOPPA, MD 21085-4825 |
| Document Number | 0124370128 |
| Book / Page | 012437 / 000128 |
| Instrument Date | Jul 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2017 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $96.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917 |
| Investor | Possibly a Property Investor |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,300 (+21.51%) Land $112,100 Building $473,200 | $585,300 (+21.51%) Land $112,100 Building $473,200 | |
| 2025 | $5,524.00 (+6.72%) Homeowner's exemption | ||
| 2023 | $481,700 Land $112,100 Building $369,600 | $481,700 Land $112,100 Building $369,600 | |
| 2022 | $5,176.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 9% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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