529 Potomac Rd, Joppa, MD 21085 Property Records

Harford County property record for 529 Potomac Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3.5 Baths
Year BuiltBuilt 2018
Square Footage3,102 sqft Total Area
Lot Size8,929 sqft (0.205 acres)
GarageMixed, 440 sqft
OccupancyOwner Occupied
Last Sale$424,555 (2018)
Tax Bill$5,396.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-381482
Alternative APN
  • 381482

Interior

Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,102 sqft Total Area
Basement Area1,035 sqft Basement
Finished Basement1,035 sqft Finished
Stories2 Stories

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,929 sqft (0.205 acres)
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area440 sqft Garage
Deck Area393 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number381482
Street Address529 POTOMAC RD
CityJOPPA
StateMD
Zip21085-4825
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 37 8929 SF 529 POTOMAC ROAD ROGERS FORD PT 141/17
Legal SubdivisionREVISED FINAL PLAT SIX-ROGERS FORD
Legal Lot Number37
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup3
Census Block3002
Census Tract301301

Owner

Source: Harford County records · APN 01-381482

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address529 POTOMAC RD, JOPPA, MD 21085-4825
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2024Deed of Trust, Mortgage
MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Jan 08, 2020Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
PENNYMAC
Apr 17, 2018Deed, Transfer · Veterans Administration Mortgage
NVR MORTGAGE FINANCE INC
Nov 08, 2017Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 17, 2018 · Amount on Record
Deed SaleApr 17, 2018 · Amount on Record
Prior SaleNov 08, 2017 · Amount on Record
Deed Book / Page12783 / 95
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address529 POTOMAC RD, JOPPA, MD 21085-4825
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0161390479
DateJan 04, 2024
Book Page16139/479
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
AmountAmount Recorded

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address529 POTOMAC RD, JOPPA, MD 21085-4825
Document Number0137950484
Instrument DateJan 08, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address529 POTOMAC RD JOPPA MD 210854825, JOPPA, MD 21085-4825

Mortgage

Document Number0137950484
DateApr 15, 2020
Book Page013795/000484
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 14, 2050
Interest
Rate TypeFixed Rate
Rate4%

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateApr 17, 2018
Property Address529 POTOMAC RD, JOPPA, MD 21085-4825
Document Number0127830095
Book / Page12783 / 0095
Map ReferenceMB141 PL17
Instrument DateMar 16, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,068.33
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address529 POTOMAC RD, JOPPA, MD 21085-4825

Mortgage

Document Number0012783102
DateApr 17, 2018
Instrument12783/102
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateJul 01, 2023
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change4.5%
Index1-Year CMT
Margin2
Max Rate8.5%

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateNov 08, 2017
Property Address529 POTOMAC RD, JOPPA, MD 21085-4825
Document Number0125890493
Book / Page012589 / 000493
Instrument DateNov 01, 2017
Transaction TypeTransfer
Record UpdatedNov 17, 2017
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$98.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8019 CORPORATE DR #A BALTIMORE MD 212364917, A, BALTIMORE, MD 21236-4917
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$571,000 (+21.33%) Land $112,100 Building $458,900$571,000 (+21.33%) Land $112,100 Building $458,900
2025$5,396.00 (+6.94%) Homeowner's exemption
2023$470,600 Land $112,100 Building $358,500$470,600 Land $112,100 Building $358,500
2022$5,046.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 9% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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