523 Cherry Ave, Royal Oak, MI 48073 Property Records

Oakland County property record for 523 Cherry Ave, Royal Oak, MI 48073

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1959
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on Record
Last Sale$227,000 (Nov 2020)
Tax Bill$6,021 (2025)
Deeds & MortgagesJan 2021 Mortgage
Nov 2020 Sale
Flood ZoneZone X (minimal risk)
APN72-25-09-457-006

Property Details

APN / Parcel Number

Primary APN72-25-09-457-006

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
Basement Area982 sqft
Finished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area686 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area27 sqft
Deck Area104 sqft
Patio Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address523 CHERRY AVE
CityROYAL OAK
StateMI
Zip48073-4043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 9 FOREST HEIGHTS SUB LOT 542
Legal Range11E
Legal Township01N
Legal Section09
Legal SubdivisionFOREST HEIGHTS
Legal Lot Number542
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group5
Census Block5027
Census Tract183700

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address523 CHERRY AVE, ROYAL OAK, MI 48073-4043
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
STAUNTON FINANCIAL INC
Nov 24, 2020Warranty Deed, Transfer
OTHER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2020 · Amount on Record
Deed SaleNov 24, 2020 · Amount on Record
Deed Document Number2020248478
Deed Book / Page55229 / 367
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address523 CHERRY AVE, ROYAL OAK, MI 48073-4043
Transaction TypeMortgage
Record UpdatedFeb 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1833 VINSETTA BLVD, ROYAL OAK, MI 48073-3969

Mortgage

Document Number0000019443
DateJan 25, 2021
Book Page55560/557
Instrument19443
Lender
NameSTAUNTON FINANCIAL INC
TypeNon-Lending Institution
AddressSOUTHFIELD, MI 48075
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 24, 2020
Property Address523 CHERRY AVE, ROYAL OAK, MI 48073-4043
Document Number0000248478
Book / Page055229 / 000367
Instrument DateOct 15, 2020
Instrument248478
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$1,952.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CHERRY AVE ROYAL OAK MI 480734043, ROYAL OAK, MI 48073-4043

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,021.00 (-14.22%)$150,240$300,480
2024$7,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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