Oakland County property record for 522 Cherry Ave, Royal Oak, MI 48073 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,003 sqft · built 1946 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Mar 2023) |
| Tax Bill | $4,511 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-09-455-022 |
| Primary APN | 72-25-09-455-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,003 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 590 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 522 CHERRY AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-4044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T1N, R11E, SEC 9 FOREST HEIGHTS SUB LOT 533 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | FOREST HEIGHTS SUB |
| Legal Lot Number | 533 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 183700 |
Source: Oakland County records · APN 72-25-09-455-022
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 522 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING |
| Mar 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 02, 2023 · Amount on Record |
| Deed Sale | Mar 02, 2023 · Amount on Record |
| Prior Sale | Nov 24, 2014 · Amount on Record |
| Deed Document Number | 202320561 |
| Deed Book / Page | 58452 / 757 |
| Prior Transfer Date | Jan 26, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 04, 2026 |
| Property Address | 522 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Number | 0000059435 |
| Book / Page | 61159 / 480 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202659435 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 522 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Number | 0000059435, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 61159/480 |
| Instrument | 202659435 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 02, 2023 |
| Property Address | 522 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Number | 0000020561 |
| Book / Page | 58452 / 757 |
| Map Reference | LB 11 PG 25 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 20561 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2023 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10116 HORSESHOE CIR, CLARKSTON, MI 48348-2002 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 522 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Number | 0000019977 |
|---|---|
| Date | Mar 01, 2023 |
| Book Page | 58449/116 |
| Instrument | 19977 |
| Name | FIRST SECURITIES FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 522 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 522 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Number | 0000062648 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 55856/852 |
| Instrument | 62648 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,511.00 (-22.08%) Homeowner's exemption | $159,370 | $318,740 |
| 2024 | $5,789.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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