Oakland County property record for 513 Cherry Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,226 sqft · built 1946 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $421,000 (Jun 2021) |
| Tax Bill | $4,973 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jun 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-09-457-008 |
| Primary APN | 72-25-09-457-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| 1st Floor Area | 809 sqft |
| Basement Area | 809 sqft |
| Finished Basement | 594 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 513 CHERRY AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-4043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 9 FOREST HEIGHTS SUB LOT 540 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | FOREST HEIGHTS |
| Legal Lot Number | 540 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 183700 |
513 Cherry Ave is owned and occupied by an individual who bought it in June 2021.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK |
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 24, 2021 | Intrafamily Transfer, Transfer |
| Apr 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC |
| Jun 19, 2017 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2021 · Amount on File |
| Deed Sale | Jun 16, 2021 · Amount on File |
| Prior Sale | Apr 4, 2018 · Amount on File |
| Deed Document Number | 2021153017 |
| Deed Book / Page | 56400 / 383 |
| Prior Transfer Date | Dec 11, 2020 |
| Prior Transfer Doc | 0000049766 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 16, 2021 |
| Property Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Document Number | 0000153017 |
| Book / Page | 56400 / 383 |
| Map Reference | LB 11 PG 25 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 153017 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,620.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Name | Verified Name |
|---|---|
| Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Document Number | 0056400385 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 56400/385 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.37% |
| Index | Other |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000097575 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 52941/00684 |
| Instrument | 97575 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064700 |
|---|---|
| Date | Apr 7, 2020 |
| Book Page | 54040/621 |
| Instrument | 64700 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 98341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 24, 2021 |
| Property Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Document Number | 0000049766 |
| Book / Page | 55769 / 886 |
| Map Reference | LB 11 PG 25 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 49766 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 802 E 6TH ST, ROYAL OAK, MI 48067-2816 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 4, 2018 |
| Property Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Document Number | 0000051332 |
| Book / Page | 51688 / 00019 |
| Map Reference | LB 11 PG 25 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 51332 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,801.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2139 PEACHTREE CT, 2139, WEST BLOOMFIELD, MI 48324-1464 |
| Name | Verified Name |
|---|---|
| Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Document Number | 0000051710 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 51710 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 513 CHERRY AVE, ROYAL OAK, MI 48073-4043 |
| Document Number | 0000136635 |
| Book / Page | 050880 / 000497 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2139 PEACHTREE CT WEST BLOOMFIELD MI 483241464, WEST BLOOMFIELD, MI 48324-1464 |
| Document Number | 0000136635 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 050880/000497 |
| Instrument | 136635 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2047 |
The 2025 property tax bill for 513 Cherry Ave was $4,973 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,973.00 (-22.07%) Homeowner's exemption | $179,960 | $359,920 |
| 2024 | $6,381.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 513 Cherry Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 513 Cherry Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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