Oakland County property record for 532 Cherry Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,390 sqft · built 1946 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $306,000 (Dec 2022) |
| Tax Bill | $7,744 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-09-455-020 |
| Primary APN | 72-25-09-455-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 532 CHERRY AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-4044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 9 FOREST HEIGHTS SUB LOT 531 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | FOREST HEIGHTS |
| Legal Lot Number | 531 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 183700 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 532 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2022 | Warranty Deed, Transfer |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| May 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2022 · Amount on Record |
| Deed Sale | Dec 6, 2022 · Amount on Record |
| Prior Sale | Jul 10, 2019 · Amount on Record |
| Deed Document Number | 2022478613 |
| Deed Book / Page | 58299 / 247 |
| Prior Transfer Date | Sep 10, 2002 |
| Prior Transfer Doc | 0281750759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 6, 2022 |
| Property Address | 532 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Number | 0000478613 |
| Book / Page | 58299 / 247 |
| Map Reference | LB 11 PG 25 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 478613 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 602 CHERRY AVE, ROYAL OAK, MI 48073-4078 |
| Name | Verified Name |
|---|---|
| Address | 532 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 532 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 602 CHERRY AVE, ROYAL OAK, MI 48073-4078 |
| Document Number | 0000106200 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 56103/821 |
| Instrument | 106200 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 532 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000075234 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 51781/00190 |
| Instrument | 75234 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 10, 2019 |
| Property Address | 532 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Number | 0000110103 |
| Book / Page | 053012 / 000736 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 110103 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 602 CHERRY AVE ROYAL OAK MI 480734078, ROYAL OAK, MI 48073-4078 |
| Document Number | 110104 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 053012/000739 |
| Instrument | 110104 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,744.00 (-14.21%) | $174,560 | $349,120 |
| 2024 | $9,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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