Oakland County property record for 516 Cherry Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,030 sqft · built 1946 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,500 (Aug 2015) |
| Tax Bill | $3,632 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-09-455-023 |
| Primary APN | 72-25-09-455-023 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,030 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 45 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 516 CHERRY AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-4044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 9 FOREST HEIGHTS SUB LOT 534 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 09 |
| Legal Subdivision | FOREST HEIGHTS |
| Legal Lot Number | 534 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 5 |
| Census Block | 5021 |
| Census Tract | 183700 |
516 Cherry Ave is owned and occupied by an individual who bought it in August 2015.
Source: Oakland County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 516 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jan 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK |
| Mar 27, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 8, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2015 · Amount on File |
| Deed Sale | Aug 5, 2015 · Amount on File |
| Prior Sale | Jun 19, 2012 · Amount on File |
| Deed Document Number | 20158370 |
| Deed Book / Page | 48467 / 555 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 516 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 516 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Document Number | 0000251764 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 57045/239 |
| Instrument | 251764 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 516 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010282 |
|---|---|
| Date | Jan 19, 2018 |
| Book Page | 51488/00409 |
| Instrument | 010282 |
| Name | MAIN STREET BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, MI 48025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 516 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045777 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 51664/00342 |
| Instrument | 45777 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 516 CHERRY AVE, ROYAL OAK, MI 48073-4044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000107625 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 53000/00223 |
| Instrument | 107625 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 516 Cherry Ave was $3,632 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,632.00 (-22.08%) Homeowner's exemption | $146,190 | $292,380 |
| 2024 | $4,661.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Cherry Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Cherry Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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