5229 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5229 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,845 sqft Heated Area
Lot Size	14,985 sqft (0.344 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (1997)
Tax Bill	$3,495.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`89890`
Alternative APN	`052531332600010480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,845 sqft Heated Area
Gross Area	2,581 sqft Gross Area
1st Floor	1,845 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,985 sqft (0.344 acres)
Depth X Width	150 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	450 sqft Garage
Porch	Open Porch
Porch Area	286 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	89890
Street Address	5229 HAMMOCK POINTE CT
City	SAINT CLOUD
State	FL
Zip	34771-8799
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 48
Legal Range	31E
Legal Township	25S
Legal Section	05
Legal Subdivision	HAMMOCK POINTE
Legal Tract	3326
Legal Block	1
Legal Lot Number	48
Legal Unit	2P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records · APN 89890

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	5229 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8799
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 01, 1997 · Amount on Record
Deed Sale	Jul 01, 1997 · Amount on Record
Deed Doc Number	0014132853
Deed Book / Page	1413 / 2853
Last Transfer Date	Jul 07, 1997
Transfer Doc	0014132853
Record Refreshed	Jun 08, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5229 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8799
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055620763
Date	Jul 25, 2019
Book Page	5562/0763
Instrument	2019095642

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,495.00 (+7.94%) Homeowner's exemption	$224,973 (+5.99%)	$367,300 (+3.32%) Land $95,000 Building $272,300
2023	$3,238.00 (+5.78%) Homeowner's exemption	$212,266 (+3%)	$355,500 (+4.44%) Land $95,000 Building $260,500
2022	$3,061.00 Homeowner's exemption	$206,084	$340,400 Land $75,000 Building $265,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 662 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.