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5225 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5225 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,011 sqft Heated Area
Lot Size15,464 sqft (0.355 acres)
OccupancyOwner Occupied
Last Sale$255,000 (2004)
Tax Bill$3,950.00 (2025)

Property Details

APN / Parcel Number

Primary APN89888
Alternative APN
  • 052531332600010460

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,011 sqft Heated Area
Gross Area3,009 sqft Gross Area
1st Floor2,011 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,464 sqft (0.355 acres)
Depth X Width150 ft x 103 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area525 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
Shed1 Shed
Shed Area80 sqft Shed
Deck Area391 sqft Deck
PorchOpen Porch
Porch Area473 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89888
Street Address5225 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8799
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 46
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3326
Legal Block1
Legal Lot Number46
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 89888

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address5225 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8799
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2025Deed of Trust, Mortgage · Line of Credit
ADDITION FINANCIAL CU
Sep 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FIN'L CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2004 · Amount on Record
Deed SaleNov 03, 2004 · Amount on Record
Prior SaleMar 31, 2003 · Amount on Record
Deed Doc Number2004215688
Deed Book / Page2631 / 1984
Record RefreshedJun 08, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5225 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8799
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5225 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8799

Mortgage

Document Number0067781673
DateApr 29, 2025
Book Page6778/1673
Instrument2025053598
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueApr 28, 2060
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5225 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8799
Document Number0057940334
Instrument DateSep 09, 2020
Transaction TypeMortgage
Record UpdatedOct 20, 2020
Title CompanyPRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5225 HAMMOCK POINTE CT ST CLOUD FL 347718799, ST CLOUD, FL 34771-8799

Mortgage

Document Number0057940334
DateSep 15, 2020
Book Page005794/000334
Instrument123446
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,950.00 (+7.6%) Homeowner's exemption$257,126 (+5.99%)$446,800 (+3.91%) Land $95,000 Building $351,800
2023$3,671.00 (+5.52%) Homeowner's exemption$242,602 (+3%)$430,000 (+16.91%) Land $95,000 Building $335,000
2022$3,479.00 Homeowner's exemption$235,536$367,800 Land $75,000 Building $292,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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