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5224 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5224 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,243 sqft Heated Area
Lot Size15,812 sqft (0.362 acres)
GarageFinished, 429 sqft
Last Sale$645,000 (2022)
Tax Bill$6,950.00 (2025)

Property Details

APN / Parcel Number

Primary APN89870
Alternative APN
  • 052531332600010280

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,243 sqft Heated Area
Gross Area2,888 sqft Gross Area
1st Floor2,243 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,812 sqft (0.362 acres)
Depth X Width155 ft x 102 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area429 sqft Garage
Deck Area240 sqft Deck
PorchOpen Porch
Porch Area216 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89870
Street Address5224 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8796
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 28
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3326
Legal Block1
Legal Lot Number28
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1026
Census Tract43600

Owner

Source: Osceola County records · APN 89870

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9400 CORBIN AVE APT 4001, 4001, NORTHRIDGE, CA 91324-2632
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Warranty Deed, Transfer · Conventional Mortgage
PENTAGON FCU
Nov 22, 2019Warranty Deed, Transfer · Conventional Mortgage
LAND TITLE PROFESSIONALS LLC
Sep 20, 2019Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleNov 22, 2019 · Amount on Record
Deed Doc Number2022066682
Deed Book / Page6202 / 1758
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 27, 2022
Property Address5224 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
Document Number0062021758
Book / Page6202 / 1758
Map ReferenceMB 9 PG 5&6
Instrument DateApr 19, 2022
Instrument2022066682
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,515.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2466 DELLWOOD AVE, MEDFORD, OR 97504-8122

Transferred To (Grantee/Buyer)

NameVerified Name
Address5224 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
InvestorPossibly a Property Investor

Mortgage

Document Number0062021760
DateApr 27, 2022
Instrument6202/1760
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 22, 2019
Property Address5224 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
Document Number0056282557
Book / Page5628 / 2557
Map ReferenceMB 9 PG 5&6
Instrument DateNov 22, 2019
Instrument2019152812
Transaction TypeTransfer
Record UpdatedFeb 06, 2021
Title CompanyLAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2900 WAGON CT, 2900, SAINT CLOUD, FL 34772-7628

Transferred To (Grantee/Buyer)

NameVerified Name
Address5224 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796

Mortgage

Document Number0000000000
DateNov 22, 2019
Instrument5628-2559
Lender
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 20, 2019
Property Address5224 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
Document Number0055930858
Book / Page005593 / 000858
Instrument DateSep 20, 2019
Instrument122233
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
Tax$1,820.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2900 WAGON CT ST CLOUD FL 347727628, ST CLOUD, FL 34772-7628

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,950.00 (+3.92%)$428,000 (+3.46%) Land $95,000 Building $333,000$428,000 (+3.46%) Land $95,000 Building $333,000
2023$6,688.00 (+57.25%)$413,700 (+42.58%) Land $95,000 Building $318,700$413,700 (+18.85%) Land $95,000 Building $318,700
2022$4,253.00 Homeowner's exemption$290,151$348,100 Land $75,000 Building $273,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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