Osceola County property record for 5231 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,182 sqft · built 2001 |
| Lot Size | 0.396 acres (17,293 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Sep 2000) |
| Tax Bill | $3,938 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 89891 |
| Primary APN | 89891 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,182 sqft Heated Area |
| Gross Area | 3,360 sqft |
| 1st Floor Area | 2,182 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,293 sqft (0.396 acres) |
| Lot Dimensions | 161 ft deep x 111 ft wide |
| Garage Type | Finished |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Finished/Screened Porch |
| Porch Area | 578 sqft |
| Deck Area | 872 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 89891 |
|---|---|
| Street Address | 5231 HAMMOCK POINTE CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 49 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 05 |
| Legal Subdivision | HAMMOCK POINTE |
| Legal Tract | 3326 |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Legal Unit | 2P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 89891
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5231 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8799 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2000 · Amount on Record |
| Deed Sale | Sep 26, 2000 · Amount on Record |
| Prior Sale | Aug 13, 1999 · Amount on Record |
| Deed Document Number | 0178600884 |
| Deed Book / Page | 01786 / 00884 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,938.00 (+7.6%) Homeowner's exemption | $256,259 (+5.99%) | $453,400 (+3.85%) Land $95,000 Building $358,400 |
| 2023 | $3,660.00 (+5.54%) Homeowner's exemption | $241,784 (+3%) | $436,600 (+18.06%) Land $95,000 Building $341,600 |
| 2022 | $3,468.00 Homeowner's exemption | $234,742 | $369,800 Land $75,000 Building $294,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 662 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
May also be available at this address: Verizon, T-Mobile USA, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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