5232 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5232 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2000
Square Footage2,712 sqft Heated Area
Lot Size16,204 sqft (0.371 acres)
OccupancyOwner Occupied
Last Sale$550,000 (2022)
Tax Bill$7,657.00 (2025)

Property Details

APN / Parcel Number

Primary APN89867
Alternative APN
  • 052531332600010250

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,712 sqft Heated Area
Gross Area3,565 sqft Gross Area
1st Floor2,712 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,204 sqft (0.371 acres)
Depth X Width147 ft x 119 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area460 sqft Garage
PorchOpen Porch
Porch Area393 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89867
Street Address5232 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8796
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 25
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3326
Legal Block1
Legal Lot Number25
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1026
Census Tract43600

Owner

Source: Osceola County records · APN 89867

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5232 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 09, 2022 · Amount on Record
Deed SaleMar 09, 2022 · Amount on Record
Prior SaleJul 15, 1999
Deed Doc Number2022037636
Deed Book / Page6167 / 246
Record RefreshedJun 08, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 09, 2022
Property Address5232 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
Document Number0061670246
Book / Page6167 / 246
Map ReferenceMB 9 PG 5&6
Instrument DateMar 07, 2022
Instrument2022037636
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyCORTITLE LLC, CORETITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9733 SANCTUARY SQUARE DR # DR211, DR211, ORLANDO, FL 32832-6619

Transferred To (Grantee/Buyer)

NameVerified Name
Address5232 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796

Mortgage

Document Number0006167248
DateMar 09, 2022
Instrument6167/248
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,657.00 (+3.92%)$477,900 (+3.58%) Land $95,000 Building $382,900$477,900 (+3.58%) Land $95,000 Building $382,900
2023$7,368.00 (+110.33%)$461,400 (+94.49%) Land $95,000 Building $366,400$461,400 (+18.67%) Land $95,000 Building $366,400
2022$3,503.00 Homeowner's exemption$237,240$388,800 Land $75,000 Building $313,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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