1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Hammock Cir

5221 Hammock Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5221 Hammock Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1994
Square Footage2,249 sqft Heated Area
Lot Size10,019 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2021)
Tax Bill$5,603.00 (2025)

Property Details

APN / Parcel Number

Primary APN89824
Alternative APN
  • 052531332500010460

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,249 sqft Heated Area
Gross Area2,945 sqft Gross Area
1st Floor2,249 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1994
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,019 sqft (0.23 acres)
Depth X Width118 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area462 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
Deck Area510 sqft Deck
PorchOpen Porch
Porch Area234 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number89824
Street Address5221 HAMMOCK CIR
CitySAINT CLOUD
StateFL
Zip34771-8766
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE PB 7 PG 174 LOT 46
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE
Legal Tract3325
Legal Block1
Legal Lot Number46
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1020
Census Tract43600

Owner

Source: Osceola County records · APN 89824

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
LAUNCH CU
Jun 02, 2021Warranty Deed, Transfer · Conventional Mortgage
ACOPIA LLC
Jun 01, 2021Correction Deed
SUNSHINE STATE TITLE, SUNSHINE STATE T&E
Aug 31, 2018Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2021 · Amount on Record
Deed SaleJun 02, 2021 · Amount on Record
Prior SaleAug 31, 2018 · Amount on Record
Deed Doc Number2021085181
Deed Book / Page5971 / 611
Record RefreshedJun 08, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766

Mortgage

Document Number0067880270
DateMay 14, 2025
Book Page6788/270
Instrument2025061407
Lender
NameLAUNCH CU
TypeCredit Union
AddressMERRITT ISLAND, FL 32952
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueMay 15, 2040

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 02, 2021
Property Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0059710611
Book / Page5971 / 611
Map ReferenceMB 7 PG 174
Instrument DateJun 01, 2021
Instrument2021085181
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanySUNSHINE TITLE AND ESCROW, SUNSHINE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3611 SALEM RD SW, ROCHESTER, MN 55902-6677

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
InvestorPossibly a Property Investor

Mortgage

Document Number0005971615
DateJun 02, 2021
Instrument5971/615
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

June 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionOSCEOLA FL
Recording DateJun 01, 2021
Property Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0059702025
Book / Page5970 / 2025
Map ReferenceMB 7 PG 174
Instrument DateMay 28, 2021
Instrument2021084835
Record UpdatedDec 12, 2025
Title CompanySUNSHINE STATE TITLE, SUNSHINE STATE T&E

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address451 FAIRFAX AVE, WINTER PARK, FL 32789-5098

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
InvestorPossibly a Property Investor

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 31, 2018
Property Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
Document Number0053941839
Book / Page5394 / 1839
Map ReferenceMB7 PG174
Instrument DateJul 31, 2018
Instrument2018132626
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyPUBLIC TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address451 FAIRFAX AVE, 451, WINTER PARK, FL 32789-5098

Transferred To (Grantee/Buyer)

NameVerified Name
Address5221 HAMMOCK CIR, SAINT CLOUD, FL 34771-8766
InvestorPossibly a Property Investor

Mortgage

Document Number2018132627
DateAug 31, 2018
Instrument2018132627
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,603.00 (+6.87%) Homeowner's exemption$373,895 (+5.99%)$419,900 (+3.86%) Land $95,000 Building $324,900
2023$5,243.00 (+4.96%) Homeowner's exemption$352,775 (+3%)$404,300 (+18.04%) Land $95,000 Building $309,300
2022$4,995.00 Homeowner's exemption$342,500 Land $75,000 Building $267,500$342,500 Land $75,000 Building $267,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,351 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Hammock Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures