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5220 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5220 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1999
Square Footage2,481 sqft Living Area
Lot Size23,478 sqft (0.539 acres)
OccupancyOwner Occupied
Last Sale$360,000 (2019)
Tax Bill$4,523.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-25-31-3326-0001-0300
Alternative APNs
  • 253105332600010300
  • 89872

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,481 sqft Living Area
Gross Area3,477 sqft Gross Area
1st Floor2,481 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area23,478 sqft (0.539 acres)
Depth X Width221 ft x 101 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area525 sqft Garage
Patio Area437 sqft Patio
Porch Area471 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5220 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8795
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 30
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE UNIT 2
Legal Tract3326
Legal Block300
Legal Lot Number30
Legal Unit2P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records · APN 05-25-31-3326-0001-0300

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 05, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jan 31, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Nov 13, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Nov 10, 2025Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Nov 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jan 31, 2019Warranty Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2019 · Amount on Record
Deed SaleJan 31, 2019 · Amount on Record
Prior SaleFeb 05, 2018 · Amount on Record
Deed Doc Number201912831
Deed Book / Page5470 / 1962
Last Transfer DateApr 30, 2026
Transfer Doc0000059314
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 05, 2026
Property Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Document Number0000059314
Book / Page6966 / 2235
Instrument DateApr 30, 2026
Instrument2026.59314
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060391010
DateSep 08, 2021
Book Page6039/1010
Instrument2021139518
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795

Mortgage

Document Number0063510723
DateJan 31, 2023
Book Page6351/723
Instrument2023011789
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795

Mortgage

Document Number0066942295
DateNov 13, 2024
Book Page6694/2295
Instrument2024143770
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2054

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795

Mortgage

Document Number0068780581
DateNov 10, 2025
Book Page6878/581
Instrument2025138802
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056290856
DateNov 25, 2019
Book Page5629/0856
Instrument2019153117
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2019
Property Address5220 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8795
Document Number0054701962
Book / Page005470 / 001962
Instrument DateJan 21, 2019
Instrument12831
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$2,520.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5220 HAMMOCK POINTE CT ST CLOUD FL 347718795, ST CLOUD, FL 34771-8795

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,753.00 (+5.09%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption$330,638 (+5.99%)$465,100 (+3.45%) Land $95,000 Building $370,100
2024$4,523.00 (+2.28%)
2023$4,422.00 (+5.41%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$311,962 (+3%)$449,600 (+18.47%) Land $95,000 Building $354,600
2022$4,195.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$302,876$379,500 Land $75,000 Building $304,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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