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5222 Hammock Pointe Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5222 Hammock Pointe Ct, Saint Cloud, FL 34771 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage2,512 sqft Living Area
Lot Size21,083 sqft (0.484 acres)
OccupancyOwner Occupied
Last Sale$506,000 (2021)
Tax Bill$7,378.00 (2024)

Property Details

APN / Parcel Number

Primary APN05-25-31-3326-0001-0290
Alternative APNs
  • 253105332600010290
  • 89871

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,512 sqft Living Area
Gross Area3,489 sqft Gross Area
1st Floor Area2,512 sqft 1st Floor
Stories1 Story
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,083 sqft (0.484 acres)
Lot Dimensions149 ft deep x 141 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area598 sqft Garage
Patio Area376 sqft Patio
PorchFinished/Open Porch
Porch Area379 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5222 HAMMOCK POINTE CT
CitySAINT CLOUD
StateFL
Zip34771-8796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMMOCK POINTE UNIT 2 PB 9 PG 5-6 LOT 29
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionHAMMOCK POINTE UNIT 2
Legal Tract3326
Legal Block290
Legal Lot Number29
Legal Unit2P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1026
Census Tract43600

Owner

Source: Osceola County records · APN 05-25-31-3326-0001-0290

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5222 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Special Warranty Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Sep 08, 2021Warranty Deed, Transfer
ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO
Jun 16, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2021 · Amount on Record
Deed SaleDec 01, 2021 · Amount on Record
Prior SaleSep 08, 2021 · Amount on Record
Deed Document Number2021185023
Deed Book / Page6097 / 1306
Record UpdatedJun 08, 2026

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 01, 2021
Property Address5222 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
Document Number0060971306
Book / Page6097 / 1306
Map ReferenceMB 9 PG 5&6
Instrument DateNov 30, 2021
Instrument2021185023
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,542.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

NameVerified Name
Address5222 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796

Mortgage

Document Number0060971309
DateDec 01, 2021
Instrument6097/1309
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 08, 2021
Property Address5222 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
Document Number0060371631
Book / Page6037 / 1631
Map ReferenceMB 9 PG 5&6
Instrument DateAug 26, 2021
Instrument2021138241
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

AmountAmount Recorded
Tax$3,553.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5222 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796

Transferred To (Grantee/Buyer)

NameVerified Name
Address4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
InvestorPossibly a Property Investor

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5222 HAMMOCK POINTE CT, SAINT CLOUD, FL 34771-8796
Document Number0051710632
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5222 HAMMOCK POINTE CT ST CLOUD FL 347718796, ST CLOUD, FL 34771-8796

Mortgage

Document Number0051710632
DateJun 28, 2017
Book Page005171/000632
Instrument94266
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 27, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,480.00 (+1.38%)$465,400 (+3.54%) Land $95,000 Building $370,400$465,400 (+3.54%) Land $95,000 Building $370,400
2024$7,378.00 (+6.79%)
2023$6,909.00 (+13.67%)$449,500 (+18.73%) Land $95,000 Building $354,500$449,500 (+18.73%) Land $95,000 Building $354,500
2022$6,078.00$378,600 Land $75,000 Building $303,600$378,600 Land $75,000 Building $303,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 662 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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