486 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 486 Prospect St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,575 sqft · built 1946
Lot Size2.9 acres (126,324 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Dec 2024)
Tax Bill$4,727 (2025)
Flood ZoneZone X (minimal risk)
APN669-00016

Property Details

APN / Parcel Number

Primary APN669-00016
Alternative APN
  • CHIC M:0669 P:00016

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,575 sqft Living Area
Gross Area4,180 sqft
1st Floor Area1,260 sqft
AtticAttic
Attic Area1,260 sqft
Basement Area1,260 sqft
Unfinished Basement1,260 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area126,324 sqft (2.9 acres)
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number669-00016
Street Address486 PROSPECT ST
CityCHICOPEE
StateMA
Zip01020-2281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group3
Census Block3022
Census Tract811301

Owner

Source: Hampden County and Chicopee City records · APN 669-00016

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 BOURBEAU ST, CHICOPEE, MA 01020-2269
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Deed Document Number2024238545
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,727.00 (+3.34%)$311,800 (+0.61%) Land $137,500 Building $174,300$324,235
2024$4,574.00 (+6.2%)$309,900 (+9%) Land $135,100 Building $174,800
2023$4,307.00$284,300 Land $123,600 Building $160,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Chicopee Municipal Lighting Plant
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50

May also be available: Netafy, Xfinity.

Based on FCC filings for 137 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA1061000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Prospect St

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