521 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 521 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,463 sqft · built 2006
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (May 2019)
Tax Bill	$9,308 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0908-01`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0908-01`
Alternative APN	`119536`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,463 sqft Living Area
Gross Area	4,443 sqft
1st Floor Area	3,463 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft
View / Lot	Golf Course
Garage Type	Attached
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	585 sqft
Patio Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	521 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 6, LOT 1B
Legal Subdivision	RIVER CROSSING 6
Legal Block	3
Legal Lot Number	1B
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3011
Census Tract	310703

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	521 RIVER WAY, SPRING BRANCH, TX 78070-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
May 6, 2019	Correction Deed, Transfer ALAMO TITLE COMPANY, ALAMO TITLE CO
Apr 24, 2019	Vendor's Lien, Transfer · Conventional Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	201915367
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	521 RIVER WAY, SPRING BRANCH, TX 78070-6028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006050149
Date	Nov 9, 2020
Instrument	202006050149

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	CORPUS CHRISTI, TX 78411

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	COMAL TX
Recording Date	May 6, 2019
Property Address	521 RIVER WAY, SPRING BRANCH, TX 78070-6028
Document Number	0006015367
Instrument Date	Apr 24, 2019
Instrument	6015367
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 RIVER WAY SPRING BRANCH TX 780706028, SPRING BRANCH, TX 78070-6028

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Apr 24, 2019
Property Address	521 RIVER WAY, SPRING BRANCH, TX 78070-6028
Document Number	0006013903
Map Reference	VOL 14 PG 386
Instrument Date	Apr 24, 2019
Instrument	201906013903
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 RAINBOW DR # 5097, 150, LIVINGSTON, TX 77399-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 RIVER WAY, SPRING BRANCH, TX 78070-6028

Mortgage

Document Number	0006013904
Date	Apr 24, 2019
Instrument	201906013904

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,070 (-7.12%) Land $157,220 Building $659,850	$817,070 (-13.66%) Land $157,220 Building $659,850
2025	$9,308.00 (+9.15%) Homeowner's exemption	$879,731 (+21%) Land $157,220 Building $789,090	$946,310 (+30.16%) Land $157,220 Building $789,090
2024	$8,528.00 (+9.56%)
2023		$727,050 Land $157,220 Building $569,830	$727,050 Land $157,220 Building $569,830
2022	$7,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

Nearby Properties on River Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures