499 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 499 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,744 sqft · built 2006
Lot Size	1.16 acres (50,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jan 2012)
Tax Bill	$7,733 (2018)
Deeds & Mortgages	Oct 2026 Construction Loan Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0908-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0908-00`
Alternative APN	`113880`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,744 sqft Living Area
Gross Area	4,626 sqft
1st Floor Area	3,744 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Steel
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft
View / Lot	Golf Course
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	350 sqft
Patio Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	499 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-6220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING 6, LOT 1A
Legal Subdivision	RIVER CROSSING 6
Legal Block	3
Legal Lot Number	1A
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3011
Census Tract	310703

Owner

Source: Comal County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	499 RIVER WAY, SPRING BRANCH, TX 78070-6220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Construction Mortgage MORTGAGE MORTGAGE
Sep 2, 2021	Vendor's Lien, Transfer · VA Mortgage QUICKEN LOANS LLC
May 1, 2018	Loan Modification, Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2012 · Amount on Record
Deed Sale	Jan 6, 2012 · Amount on Record
Prior Sale	Aug 30, 2007 · Amount on Record
Deed Document Number	2012866
Prior Transfer Date	Dec 29, 2011
Prior Transfer Doc	0000000866
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Recording Date	Oct 5, 2026
Property Address	499 RIVER WAY, SPRING BRANCH, TX 78070-6220
Document Number	0000030030
Instrument Date	Sep 30, 2026
Instrument	202630030
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	HOMEWARD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030030,
Date	Oct 5, 2026
Instrument	202630030

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 5, 2027

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Sep 2, 2021
Property Address	499 RIVER WAY, SPRING BRANCH, TX 78070-6220
Document Number	0006046335
Map Reference	VOL 14 PG 386
Instrument Date	Sep 1, 2021
Instrument	202106046335
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	786 SAN GABRIEL LOOP, 786, NEW BRAUNFELS, TX 78132-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 RIVER WAY, SPRING BRANCH, TX 78070-6220

Mortgage

Document Number	0006046336
Date	Sep 2, 2021
Instrument	202106046336

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COMAL TX
Property Address	499 RIVER WAY, SPRING BRANCH, TX 78070-6220
Document Number	0006039136
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 RIVER WAY SPRING BRANCH TX 780706220, SPRING BRANCH, TX 78070-6220

Mortgage

Document Number	0006039136
Date	Oct 5, 2018
Instrument	6039136

Lender

Name	COMPASS BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Oct 4, 2058

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$863,080 (-6.5%) Land $170,240 Building $692,840	$863,080 (-13.6%) Land $170,240 Building $692,840
2025		$923,036 (+21%)	$998,890 (+30.94%) Land $170,240 Building $828,650
2023		$762,840 Land $170,240 Building $592,600	$762,840 Land $170,240 Building $592,600
2018	$7,733.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

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