520 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 520 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,158 sqft · built 2000
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$965,846 (Dec 2023)
Tax Bill	$7,787 (2023)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0002-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0002-00`
Alternative APN	`49767`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	4,158 sqft Living Area
Gross Area	5,746 sqft
1st Floor Area	4,158 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	797 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	915 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	520 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-6028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING, LOT 2
Legal Subdivision	RIVER CROSSING
Legal Block	3
Legal Lot Number	2
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3009
Census Tract	310703

Owner

Source: Comal County records · APN 45-0712-0002-00

Assessment roll updated September 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 RIVER WAY, SPRING BRANCH, TX 78070-6028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2023 · Amount on Record
Deed Sale	Dec 01, 2023 · Amount on Record
Prior Sale	Sep 15, 2014 · Amount on Record
Deed Document Number	202337542
Prior Transfer Date	Sep 10, 2014
Prior Transfer Doc	0000032473
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	520 RIVER WAY, SPRING BRANCH, TX 78070-6028
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006035640
Date	Aug 25, 2020
Instrument	202006035640

Lender

Name	SENTE MORTGAGE INC
Type	Mortgage Company
Address	AUSTIN, TX 78746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Comal County records · Assessment roll updated September 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$933,856 (+28.41%)	$946,550 (+30.15%) Land $159,140 Building $787,410
2023	$7,787.00 Homeowner's exemption	$727,250 Land $159,140 Building $568,110	$727,250 Land $159,140 Building $568,110
2022	$7,787.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Guadalupe Valley Telephone Cooperative Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Spectrum.

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.