521 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 521 E Franklin St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,642 sqft · built 1888
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Oct 2024)
Tax Bill$2,223 (2025)
Deeds & MortgagesSep 2018 Sale
Flood ZoneZone X (minimal risk)
APND08-004340

Property Details

APN / Parcel Number

Primary APND08-004340
Alternative APNs
  • 050627.2-11-009-00
  • D08SE003 00400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,642 sqft Living Area
1st Floor Area2,730 sqft
AtticAttic
Attic Area277 sqft
Basement Area1,155 sqft
Unfinished Basement1,155 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions85 ft deep x 58 ft wide

Exterior Amenities

PorchSlab
Porch Area104 sqft
Deck Area490 sqft
Patio Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address521 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 178 57.75X85 S END
Legal SubdivisionTROY
Legal Lot Number178
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1021
Census Tract365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address521 E FRANKLIN ST, TROY, OH 45373-3610
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2024 · Amount on Record
Deed SaleOct 2, 2024 · Amount on Record
Prior SaleMar 2, 2023 · Amount on Record
Deed Document Number202410097
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateSep 4, 2018
Property Address521 E FRANKLIN ST, TROY, OH 45373-3610
Document Number0000010780
Instrument DateAug 31, 2018
Instrument10780
Transaction TypeTransfer
Record UpdatedSep 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$105.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 254 FORT LORAMIE OH 458450254, FORT LORAMIE, OH 45845-0254

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,223.00 (+48.5%) Homeowner's exemption$67,000 (+72.59%) Land $6,900 Building $60,100$191,400 (+72.59%) Land $19,700 Building $171,700
2024$1,497.00 (+2.18%)$38,820 (-) Land $7,180 Building $31,640
2023$1,465.00 (+16.92%)$38,820 (-) Land $7,180 Building $31,640$110,900 (-) Land $20,500 Building $90,400
2022$1,253.00$38,820 Land $7,180 Building $31,640$110,900 Land $20,500 Building $90,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–1990)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIAMI CO-CAMP TROY PWS
private · serves 3,813 people · EPA ID OH5502503
Water SourcePurchased groundwater from TROY CITY PWS
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Watch TV.

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