Miami County property record for 522 E Franklin St, Troy, OH 45373 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,436 sqft · built 1912 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jun 2012) |
| Tax Bill | $2,000 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-004430 |
| Primary APN | D08-004430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 2,872 sqft |
| Basement Area | 1,436 sqft |
| Unfinished Basement | 1,436 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 160 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 522 E FRANKLIN ST |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 185 57.75 |
| Legal Subdivision | TROY |
| Legal Lot Number | 185 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 365200 |
Source: Miami County records · APN D08-004430
Assessment roll updated March 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 522 E FRANKLIN ST, TROY, OH 45373-3611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2012 · Amount on Record |
| Deed Sale | Jun 08, 2012 · Amount on Record |
| Prior Sale | Jan 07, 1994 · Amount on Record |
| Deed Document Number | 20122012OR-07689 |
| Deed Book / Page | 277 / 288 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 522 E FRANKLIN ST, TROY, OH 45373-3611 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002306 |
|---|---|
| Date | Mar 08, 2024 |
| Instrument | 2024OR-02306 |
| Name | FIDELITY BANK NA |
|---|---|
| Type | Bank |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Term | 395 Months |
| Due | Feb 01, 2057 |
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,000.00 (+30.55%) Homeowner's exemption | $58,000 (+43.07%) Land $9,380 Building $48,620 | $165,700 (+43.09%) Land $26,800 Building $138,900 |
| 2024 | $1,532.00 (+2.2%) Homeowner's exemption | $40,540 (-) Land $9,770 Building $30,770 | |
| 2023 | $1,499.00 (+17.38%) Homeowner's exemption | $40,540 (-) Land $9,770 Building $30,770 | $115,800 (-) Land $27,900 Building $87,900 |
| 2022 | $1,277.00 Homeowner's exemption | $40,540 Land $9,770 Building $30,770 | $115,800 Land $27,900 Building $87,900 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Benton Ridge Telephone Company, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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