514 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 514 E Franklin St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,536 sqft · built 1920
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Jan 2017)
Tax Bill$2,089 (2025)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-004420

Property Details

APN / Parcel Number

Primary APND08-004420
Alternative APNs
  • 050627.2-18-002-00
  • D08SE011 01900

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,536 sqft Living Area
1st Floor Area1,664 sqft
Upper Floors Area704 sqft
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions160 ft deep x 58 ft wide
PorchSlab
Porch Area356 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address514 E FRANKLIN ST
CityTROY
StateOH
Zip45373-3611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 184 57.75
Legal Lot Number184
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3001
Census Tract365200

Owner

Source: Miami County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 E FRANKLIN ST, TROY, OH 45373-3611
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2017 · Amount on Record
Deed SaleJan 25, 2017 · Amount on Record
Prior SaleJun 5, 2003 · Amount on Record
Deed Document Number2017OR-00994
Record UpdatedOct 29, 2026

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJan 25, 2017
Property Address514 E FRANKLIN ST, TROY, OH 45373-3611
Document Number0000000994
Instrument DateJan 13, 2017
Instrument994
Transaction TypeTransfer
Record UpdatedMar 15, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E FRANKLIN ST TROY OH 453733611, TROY, OH 45373-3611

Mortgage

Document Number995
DateJan 25, 2017
Instrument995
Lender
NameWRIGHT-PATT CU
TypeCredit Union
AddressBEAVERCREEK, OH 45431
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 24, 2047

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,089.00 (+18.56%) Homeowner's exemption$62,930 (+34.87%) Land $9,380 Building $53,550$179,800 (+34.88%) Land $26,800 Building $153,000
2024$1,762.00 (+2.2%) Homeowner's exemption$46,660 (-) Land $9,770 Building $36,890
2023$1,724.00 (+17.44%) Homeowner's exemption$46,660 (-) Land $9,770 Building $36,890$133,300 (-) Land $27,900 Building $105,400
2022$1,468.00 Homeowner's exemption$46,660 Land $9,770 Building $36,890$133,300 Land $27,900 Building $105,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIAMI CO-CAMP TROY PWS
private · serves 3,813 people · EPA ID OH5502503
Water SourcePurchased groundwater from TROY CITY PWS
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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