504 E Franklin St, Troy, OH 45373 Property Records

Miami County property record for 504 E Franklin St, Troy, OH 45373

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,720 sqft · built 1902
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Feb 2021)
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`D08-004390`

Property Details

APN / Parcel Number

Primary APN	`D08-004390`
Alternative APNs	`050627.2-18-004-00` `D08SE011 02100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,720 sqft Total Area
1st Floor Area	2,720 sqft
Upper Floors Area	1,360 sqft
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 58 ft wide
Porch	Slab
Porch Area	395 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	504 E FRANKLIN ST
City	TROY
State	OH
Zip	45373-3611
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	IL 182 58.03X102 N PT
Legal Lot Number	182
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3001
Census Tract	365200

Owner

Source: Miami County assessment roll, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	504 E FRANKLIN ST, TROY, OH 45373-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 INC
Sep 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Feb 8, 2021
Deed Document Number	20212021OR-02256
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 8, 2021
Property Address	504 E FRANKLIN ST, TROY, OH 45373-3611
Document Number	0000002256
Instrument Date	Feb 5, 2021
Instrument	2021OR-02256
Transaction Type	Transfer
Record Updated	Jun 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 E FRANKLIN ST, TROY, OH 45373-3611

Mortgage

Document Number	0000002257
Date	Feb 8, 2021
Instrument	2021OR-02257

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Sep 25, 2020
Property Address	504 E FRANKLIN ST, TROY, OH 45373-3611
Document Number	0000013775
Instrument Date	Sep 23, 2020
Instrument	13775
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 S WALNUT ST TROY OH 453734011, TROY, OH 45373-4011

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,717.00 (+50.03%) Homeowner's exemption	$77,980 (+64.51%) Land $7,560 Building $70,420	$222,800 (+64.55%) Land $21,600 Building $201,200
2024	$1,811.00 (+2.2%) Homeowner's exemption	$47,400 (-) Land $7,880 Building $39,520
2023	$1,772.00 (+17.12%) Homeowner's exemption	$47,400 (-) Land $7,880 Building $39,520	$135,400 (-) Land $22,500 Building $112,900
2022	$1,513.00 Homeowner's exemption	$47,400 Land $7,880 Building $39,520	$135,400 Land $22,500 Building $112,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI CO-CAMP TROY PWS private · serves 3,813 people · EPA ID OH5502503
Water Source	Purchased groundwater from TROY CITY PWS
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

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