441 E Beach Dr, Ocean Springs, MS 39564 Property Records

Jackson County property record for 441 E Beach Dr, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,702 sqft · built 2017
Lot Size	0.88 acres (38,333 sqft)
Owner	Company Name on Record
Tax Bill	$19,515 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`789.32-02-0038.00`

Property Details

APN / Parcel Number

Primary APN	`789.32-02-0038.00`
Alternative APNs	`61225002.050` `085073`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,702 sqft Heated Area
Gross Area	4,146 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Metal
Lot Area	38,333 sqft (0.88 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	441 E BEACH DR
City	OCEAN SPRINGS
State	MS
Zip	39564-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 LEE HAIL S/D LESS N 95' DB 2192-771 (38 MAP789.32-02)
Legal Range	8W
Legal Township	7S
Legal Section	32
Legal Subdivision	LEE HAIL
Legal Lot Number	1
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4023
Census Tract	40500

Owner

Source: Jackson County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10202 JEFFERSON HWY, C, BATON ROUGE, LA 70809-3183
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage HANCOCK WHITNEY BANK
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK COAST
Feb 12, 2021	Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BANK
Nov 23, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 24, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 24, 2020	Warranty Deed, Transfer
Nov 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024
Deed Sale	Dec 13, 2024
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Document Number	202423346
Deed Book / Page	2192 / 771
Prior Transfer Date	Nov 12, 2020
Prior Transfer Doc	002001/229
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003728/666
Date	Nov 24, 2020
Book Page	3728/666
Instrument	202025692

Lender

Name	HANCOCK WHITNEY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003424/800
Date	Apr 3, 2017
Book Page	3424/800
Instrument	201704779

Lender

Name	COMMUNITY BANK COAST
Type	Bank
Address	BILOXI, MS 39533

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003755/286
Date	Feb 12, 2021
Book Page	3755/286
Instrument	202103560

Lender

Name	HANCOCK WHITNEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MS
Recording Date	Nov 23, 2020
Property Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121
Document Number	002001/118
Book / Page	2001 / 118
Instrument Date	Nov 19, 2020
Instrument	202025605
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MS
Recording Date	Nov 24, 2020
Property Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121
Document Number	002001/229
Book / Page	2001 / 229
Instrument Date	Nov 12, 2020
Instrument	202025691
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Nov 24, 2020
Property Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121
Document Number	002001/225
Book / Page	2001 / 225
Instrument Date	Nov 12, 2020
Instrument	202025690
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Nov 24, 2020
Property Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121
Document Number	002001/221
Book / Page	2001 / 221
Instrument Date	Nov 12, 2020
Instrument	202025689
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	441 E BEACH DR, OCEAN SPRINGS, MS 39564-5121

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Ocean Springs City
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,515.00 (+65.07%)	$134,553 (+59.99%) Land $47,691 Building $86,862	$897,015 (+6.66%) Land $317,940 Building $579,075
2024	$11,822.00 (-1.05%) Homeowner's exemption	$84,099 (-) Land $30,943 Building $53,156	$840,994 (-) Land $309,430 Building $531,564
2023	$11,947.00 (+6.42%) Homeowner's exemption	$84,099 (+6.55%) Land $30,943 Building $53,156	$840,994 (+6.55%) Land $309,430 Building $531,564
2022	$11,226.00 Homeowner's exemption	$78,931 Land $30,943 Building $47,988	$789,308 Land $309,430 Building $479,878

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	73 (1979–2021)
Claims Outside the SFHA	26 of 73
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Hurricane Zeta, Oct 2020 · 3 claims Hurricane Katrina, Aug 2005 · 50 claims Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

441 E Beach Dr, Ocean Springs, MS 39564 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Beach Dr

Nearby Streets

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