520 Thames St, Bristol, RI 02809 Property Records

Bristol Town property record for 520 Thames St, Bristol, RI 02809

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	1.5 ba · 3,074 sqft · built 1950
Lot Size	0.391 acres (17,049 sqft)
Owner	Company Name on Record
Tax Bill	$13,509 (2026)
Deeds & Mortgages	Nov 2023 Refinance
Flood Zone	Zone AE (high risk)
APN	`8-0306-30`

Property Details

APN / Parcel Number

Primary APN	`8-0306-30`
Alternative APNs	`BRIS M:8 L:11` `285`

Interior

Full Baths	1.5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	3,074 sqft Total Area
Gross Area	5,260 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	17,049 sqft (0.391 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	8-0306-30
Street Address	520 THAMES ST
City	BRISTOL
State	RI
Zip	02809-1933
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	W
Legal Lot Number	11
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	4
Census Block	4010
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	520 THAMES ST, BRISTOL, RI 02809-1933
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 21, 2023
Transfer Doc	002229-238
Record Updated	Oct 29, 2026

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRISTOL RI
Recording Date	Nov 21, 2023
Property Address	520 THAMES ST, BRISTOL, RI 02809-1933
Document Number	002229-238
Book / Page	2229 / 238
Instrument Date	Nov 21, 2023
Instrument	2023-6540
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 THAMES ST, BRISTOL, RI 02809-1933

Mortgage

Document Number	002229-240
Date	Nov 21, 2023
Book Page	2229/240
Instrument	2023-6541

Lender

Name	THOMAS G WING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$13,509.00 (+23.88%)
2025	$10,905.00 (+3.44%)	$789,100 (-) Land $470,900 Building $318,200
2023	$10,542.00 (+2.77%)	$789,100 (-) Land $470,900 Building $318,200
2022	$10,258.00	$789,100 Land $470,900 Building $318,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	74 units insured incl. 34 condo units
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 9 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20