494 Thames St, Bristol, RI 02809 Property Records

Bristol Town property record for 494 Thames St, Bristol, RI 02809

Property Summary

Property TypeTriplex
Details7 bd · 3 ba · 3,156 sqft · built 1900
Lot Size0.193 acres (8,407 sqft)
OwnerCompany Name on Record
Last Sale$287,500 (Oct 2018)
Tax Bill$13,649 (2026)
Deeds & MortgagesSep 2025 Transfer
Feb 2021 Refinance
Flood ZoneZone AE (high risk)
APN50-0046-35

Property Details

APN / Parcel Number

Primary APN50-0046-35
Alternative APNs
  • BRIS M:8 L:17
  • 290

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units3 Units
Stories2 Stories
Building Area3,156 sqft Living Area
Gross Area5,992 sqft
1st Floor Area1,578 sqft
AtticAttic
Attic Area480 sqft
Basement Area1,200 sqft
Unfinished Basement1,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2000
Architectural StyleTriplex
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,407 sqft (0.193 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number290
Street Address494 THAMES ST
CityBRISTOL
StateRI
Zip02809-5905
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeW
Legal Lot Number17
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group4
Census Block4010
Census Tract30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bristol Waterfront Historic District
listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address494 THAMES ST, BRISTOL, RI 02809-5905
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Quit Claim Deed, Transfer
Quitclaim
Feb 18, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FALL RIVER FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2018 · Amount on Record
Deed SaleOct 1, 2018 · Amount on Record
Prior SaleOct 1, 2018 · Amount on Record
Deed Book / Page1958 / 71
Last Transfer DateJan 19, 2025
Transfer Doc002294-258
Record UpdatedOct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRISTOL RI
Recording DateSep 26, 2025
Property Address494 THAMES ST, BRISTOL, RI 02809-5905
Document Number002294-258
Book / Page2294 / 258
Instrument DateJan 19, 2025
Instrument2025-2129
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address494 THAMES ST, BRISTOL, RI 02809-5905
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002092-54
DateFeb 18, 2021
Book Page2092/54
Instrument9573
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$13,649.00 (+20.01%)
2025$11,373.00 (+15.06%)$1,071,900 (+44.89%) Land $415,300 Building $656,600
2023$9,884.00 (+2.78%)$739,800 (-) Land $346,000 Building $393,800
2022$9,617.00$739,800 Land $346,000 Building $393,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 40 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies74 units insured
incl. 34 condo units
Nearby Flood Claims25 (1978–2021)
Claims Outside the SFHA3 of 25
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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