474 Thames St, Bristol, RI 02809 Property Records

Bristol Town property record for 474 Thames St, Bristol, RI 02809

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 2 ba · 4,500 sqft · built 1880
Lot Size	0.125 acres (5,458 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Jun 2025)
Tax Bill	$8,390 (2026)
Deeds & Mortgages	Jun 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`19-0385-01`

Property Details

APN / Parcel Number

Primary APN	`19-0385-01`
Alternative APNs	`BRIS M:8 L:21` `294`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Units	5 Units
Stories	2 Stories
Building Area	4,500 sqft Total Area
Gross Area	7,494 sqft
Basement Area	1,800 sqft
Unfinished Basement	1,800 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,458 sqft (0.125 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19-0385-01
Street Address	474 THAMES ST
City	BRISTOL
State	RI
Zip	02809-5906
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	W
Legal Lot Number	21
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	4
Census Block	4010
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bristol Waterfront Historic District listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	474 THAMES ST, BRISTOL, RI 02809-5906
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Deed Book / Page	2284 / 137
Record Updated	Oct 29, 2026

June 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BRISTOL RI
Recording Date	Jun 6, 2025
Property Address	474 THAMES ST, BRISTOL, RI 02809-5906
Document Number	002284-137
Book / Page	2284 / 137
Instrument Date	Jun 6, 2025
Instrument	2025-1196
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$8,390.00 (+30.81%)
2025	$6,414.00 (+3.45%)	$464,100 (-) Land $213,200 Building $250,900
2023	$6,200.00 (+2.77%)	$464,100 (-) Land $213,200 Building $250,900
2022	$6,033.00	$464,100 Land $213,200 Building $250,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	74 units insured incl. 34 condo units
Nearby Flood Claims	25 (1978–2021)
Claims Outside the SFHA	3 of 25
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 9 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20