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412 Thames St, Bristol, RI 02809 Property Records

Bristol Town property record for 412 Thames St, Bristol, RI 02809

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4 bd · 2 ba · 4,848 sqft · built 1930
Lot Size0.192 acres (8,342 sqft)
OwnerIndividual Name on File
Last Sale$901,000 (Sep 2022)
Tax Bill$6,309 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN50-0100-57

Property Details

APN / Parcel Number

Primary APN50-0100-57
Alternative APNs
  • BRIS M:9 L:68
  • 481

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Units4 Units
Stories2 Stories
Building Area4,848 sqft Total Area
Gross Area6,901 sqft
Basement Area390 sqft
Unfinished Basement390 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area8,342 sqft (0.192 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number50-0100-57
Street Address412 THAMES ST
CityBRISTOL
StateRI
Zip02809-5904
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeW
Legal Lot Number68
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group4
Census Block4009
Census Tract30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bristol Waterfront Historic District
listed 1975 · 449 contributing resources · NRIS 75000053

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address565 WARREN AVE, SWANSEA, MA 02777-3332
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 2, 2022 · Amount on Record
Deed SaleSep 2, 2022 · Amount on Record
Prior SaleNov 17, 1994 · Amount on Record
Deed Book / Page2186 / 122
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL RI
Recording DateSep 2, 2022
Property Address412 THAMES ST, BRISTOL, RI 02809-5904
Document Number002186-122
Book / Page2186 / 122
Instrument DateSep 1, 2022
Instrument2704
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address565 WARREN AVE, SWANSEA, MA 02777-3332

Mortgage

Document Number0000002705
DateSep 2, 2022
Instrument2705
Lender
NameBAYCOAST BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,309.00 (+4.99%)$456,500 (+1.49%) Land $252,700 Building $203,800
2023$6,009.00 (+2.77%)$449,800 (-) Land $252,700 Building $197,100
2022$5,847.00$449,800 Land $252,700 Building $197,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies74 units insured
incl. 34 condo units
Nearby Flood Claims25 (1978–2021)
Claims Outside the SFHA3 of 25
Most Recent ClaimSep 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
WH i3B Bidco LLC/WH i3B Topco
Cable		2,000 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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