598 Overlook Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 598 Overlook Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,276 sqft · built 2005
Lot Size	1.39 acres (60,548 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Jun 2017)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9566775030`

Property Details

APN / Parcel Number

Primary APN	`9566775030`
Alternative APNs	`10004765` `9939344`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	4,276 sqft Heated Area
1st Floor Area	2,054 sqft
Basement Area	2,054 sqft
Finished Basement	2,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Lot Area	60,548 sqft (1.39 acres)
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	429 sqft
Deck Area	200 sqft
Balcony Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10004765
Street Address	598 OVERLOOK DR
City	FLAT ROCK
State	NC
Zip	28731-8503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10004765~R
Legal Description	KENMURE LO49-R PHIII SEA PL2019-12022
Legal Subdivision	KENMURE SUBDIVISION
Legal Phase	3
Legal Block	77
Legal Lot Number	5030
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2010
Census Tract	931500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Flat Rock Historic District (Boundary Increase, Decrease and Additional Documentation) listed 2015 · 27 contributing resources · NRIS 14001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

598 Overlook Dr is owned and occupied by two individuals who bought it in June 2017.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	598 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Jun 18, 2007 · Amount on File
Deed Book / Page	3065 / 168
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	598 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036290116
Date	Jan 4, 2021
Book Page	3629/116
Instrument	941855

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 20, 2019
Property Address	598 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Document Number	0033750410
Book / Page	003375 / 000410
Instrument Date	Aug 12, 2019
Instrument	909365
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 OVERLOOK DR FLAT ROCK NC 287318503, FLAT ROCK, NC 28731-8503

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jun 13, 2017
Property Address	598 OVERLOOK DR, FLAT ROCK, NC 28731-8503
Document Number	0030650168
Book / Page	3065 / 168
Instrument Date	Jun 6, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 OVERLOOK DR, FLAT ROCK, NC 28731-8503

Mortgage

Document Number	0030650171
Date	Jun 13, 2017
Book Page	3065/171

Lender

Name	EVERETT FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 598 Overlook Dr was $3,552.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$824,200 Land $147,600 Building $676,600
2025	$3,552.00
2023		$824,200 Land $147,600 Building $676,600	$824,200 Land $147,600 Building $676,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 598 Overlook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 598 Overlook Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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