31 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 31 Saint Simon Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,506 sqft · built 2019
Lot Size	0.071 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Jun 2017)
Deeds & Mortgages	Mar 2023 Transfer Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42970-000-0440`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42970-000-0440`
Alternative APN	`1065009`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	2,506 sqft Living Area
Gross Area	3,166 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	7 ft deep x 4.5 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	144 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1065009
Street Address	31 SAINT SIMON CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 44 EMERALD WATERS VILLAGE PB 13-27 OR 2454-1631 OR 2503-1226 OR 2743-3045 OR 3044-4154 OR 3282-378
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD WATERS VILLAGE
Legal Lot Number	44
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1031
Census Tract	950609

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jun 23, 2017	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	0030444154
Deed Book / Page	003044 / 004154
Last Transfer Date	Mar 2, 2023
Transfer Doc	0032820378
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	Mar 2, 2023
Property Address	31 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Document Number	0032820378
Book / Page	3282 / 378
Map Reference	MB 13 PG 27
Instrument Date	Feb 22, 2023
Instrument	20230007090
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	31 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031022321
Date	Apr 15, 2019
Book Page	3102/2321
Instrument	20190011552

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 23, 2017
Property Address	31 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8222
Document Number	0030444154
Book / Page	003044 / 004154
Instrument Date	Jun 21, 2017
Instrument	20545
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$1,015.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1768 CIRCLE DR FORT CAMPBELL KY 422231024, FORT CAMPBELL, KY 42223-1024

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,004,283 (-11.23%) Land $325,000 Building $679,283	$1,004,283 (-11.23%) Land $325,000 Building $679,283
2023	Homeowner's exemption	$1,131,284 Land $255,000 Building $876,284	$1,131,284 Land $255,000 Building $876,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Wildstar Networks.

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