52 Ratledge Ln, Conowingo, MD 21918 Property Records

Cecil County property record for 52 Ratledge Ln, Conowingo, MD 21918

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,792 sqft · built 2007
Lot Size0.807 acres (35,152 sqft)
Owner2 Individual Names on File
Tax Bill$2,664 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-033133

Property Details

APN / Parcel Number

Primary APN07-033133
Alternative APNs
  • 7033133
  • 033133

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,792 sqft Total Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area35,152 sqft (0.807 acres)
Garage TypeBasement
Garage Area560 sqft
Parking Spaces2 Parking Spaces
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number033133
Street Address52 RATLEDGE LN
CityCONOWINGO
StateMD
Zip21918-1733
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 2 - .807 ACRE 52 RATLEDGE LANE W OF ROWLANDSVILLE
Legal Lot Number2
JurisdictionCECIL MD
Township / Civil Division7, PORT DEPOSIT
Census Block Group1
Census Block1006
Census Tract31201

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address52 RATLEDGE LN, CONOWINGO, MD 21918-1733
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2006
Deed SaleMay 15, 2006
Deed Document Number2006272000
Deed Book / Page2134 / 566
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address52 RATLEDGE LN, CONOWINGO, MD 21918-1733
Transaction TypeMortgage
Record UpdatedNov 2, 2021
Title CompanyLEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050130290
DateOct 22, 2021
Book Page5013/290
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$266,000 (+18.8%) Land $49,000 Building $217,000$266,000 (+18.8%) Land $49,000 Building $217,000
2025$2,664.00 (+49.75%) Homeowner's exemption
2023$1,779.00 Homeowner's exemption$223,900 Land $49,000 Building $174,900$223,900 Land $49,000 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies33 units insured
incl. 24 condo units
Nearby Flood Claims10 (1978–2012)
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong Holdings
Cable
750 / 20
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ratledge Ln

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