Cecil County property record for 20 Ratledge Ln, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 958 sqft · built 1944 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Mar 2003) |
| Tax Bill | $1,097 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 07-012934 |
| Primary APN | 07-012934 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 958 sqft Total Area |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Exterior Material | Asbestos |
| Roof Material | Composition Shingle |
| Lot Area | 12,023 sqft (0.276 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 90 sqft |
| Patio Area | 140 sqft |
| Heating System | Space Heater |
|---|---|
| Sewer | Connected |
| Account Number | 012934 |
|---|---|
| Street Address | 20 RATLEDGE LN |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOTS 15&16 - .276 A. 20 RATLEDGE LANE OCTORARO PLACE |
| Legal Subdivision | OCTORARO PLACE |
| Legal Lot Number | 15,16 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31201 |
Source: Cecil County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 RATLEDGE LN, CONOWINGO, MD 21918-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2003 · Amount on Record |
| Deed Sale | Mar 31, 2003 · Amount on Record |
| Prior Sale | Dec 10, 1996 · Amount on Record |
| Deed Document Number | 2003259094 |
| Deed Book / Page | 1343 / 585 |
| Last Transfer Date | Feb 2, 2015 |
| Transfer Doc | 0036790337 |
| Record Updated | Sep 20, 2026 |
Source: Cecil County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,900 (+5.38%) Land $33,500 Building $66,400 | $99,900 (-) Land $33,500 Building $66,400 | |
| 2025 | $1,097.00 (+122.06%) | $94,800 (+12.06%) | $99,900 (+18.09%) Land $33,500 Building $66,400 |
| 2023 | $494.00 | $84,600 Land $33,500 Building $51,100 | $84,600 Land $33,500 Building $51,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures