Cecil County property record for 19 Ratledge Ln, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 638 sqft · built 1935 |
| Lot Size | 0.085 acres (3,708 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,500 (Apr 2006) |
| Tax Bill | $926 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 07-008317 |
| Primary APN | 07-008317 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 638 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,708 sqft (0.085 acres) |
| Porch | Porch |
| Porch Area | 232 sqft |
| Deck Area | 88 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 008317 |
|---|---|
| Street Address | 19 RATLEDGE LN |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 24 - .0851 ACRE 19 RATLEDGE LANE OCTORARO PLACE |
| Legal Subdivision | OCTORARO PLACE |
| Legal Lot Number | 24 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31201 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 232 ROCK CHURCH RD, ELKTON, MD 21921-1909 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2006 · Amount on Record |
| Deed Sale | Apr 20, 2006 · Amount on Record |
| Prior Sale | Jan 19, 2006 · Amount on Record |
| Deed Document Number | 2006271772 |
| Deed Book / Page | 2121 / 268 |
| Transfer Doc | 0000255591 |
| Record Updated | Oct 29, 2026 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $926.00 (+4.4%) | $79,900 (+5.69%) Land $25,000 Building $54,900 | $79,900 (-) Land $25,000 Building $54,900 |
| 2025 | $887.00 (+11.01%) | $75,600 (+12.84%) | $79,900 (+19.25%) Land $25,000 Building $54,900 |
| 2023 | $799.00 | $67,000 Land $25,000 Building $42,000 | $67,000 Land $25,000 Building $42,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
4G LTE (outdoors only), no 5G reported
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