Cecil County property record for 32 Ratledge Ln, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,764 sqft · built 2013 |
| Lot Size | 0.173 acres (7,532 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Apr 2007) |
| Tax Bill | $2,087 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 07-010206 |
| Primary APN | 07-010206 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,764 sqft Total Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,532 sqft (0.173 acres) |
| Garage Type | Basement |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 252 sqft |
| Patio Area | 420 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 010206 |
|---|---|
| Street Address | 32 RATLEDGE LN |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOTS 6&7 -.1729 ACRE 32 RATLEDGE LANE OCTORARO PLACE |
| Legal Lot Number | 6,7 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 31201 |
Source: Cecil County records · APN 07-010206
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32 RATLEDGE LN, CONOWINGO, MD 21918-1733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 11, 2007 · Amount on Record |
| Deed Sale | Apr 11, 2007 · Amount on Record |
| Prior Sale | Aug 08, 2001 · Amount on Record |
| Deed Document Number | 2007111111 |
| Deed Book / Page | 2323 / 102 |
| Last Transfer Date | Jun 23, 2010 |
| Transfer Doc | 0028570171 |
| Record Updated | Sep 20, 2026 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,600 (+14.47%) Land $23,700 Building $248,900 | $272,600 (-) Land $23,700 Building $248,900 | |
| 2025 | $2,087.00 (+69.95%) Homeowner's exemption | $238,133 (+40.74%) | $272,600 (+61.11%) Land $23,700 Building $248,900 |
| 2023 | $1,228.00 Homeowner's exemption | $169,200 Land $23,700 Building $145,500 | $169,200 Land $23,700 Building $145,500 |
Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 24 condo units |
| Nearby Flood Claims | 10 (1978–2012) |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Cable | 750 / 20 |
May also be available: Verizon.
Based on FCC filings for 40 locations within half a mile of this property.
No cell data coverage reported
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